# Valtpay vs gwap app

The clearest difference is rating: Valtpay at 5.0 against gwap app's 4.7. Valtpay also leads on iOS requirement (13.0 vs 15.6). gwap app's advantage is update cadence (fortnightly vs every 2 months) and ratings volume (83 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Valtpay holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: gwap app has 83 ratings behind it against 1, so its average is the more settled of the two.

Valtpay ships an update every 2 months, gwap app fortnightly. The most recent releases landed on July 24, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | Valtpay | gwap app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/valtpay/id1616295489/reviews)** | [4.7 (83 ratings)](https://appshunter.io/ios/app/gwap-app/id6578441229/reviews) |
| Number of ratings | 1 | **83** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 55 MB | 61 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Cpost International N.V](https://appshunter.io/developer/1616295491) | [GIRASOL PAYMENT SOLUTIONS LLC](https://appshunter.io/developer/1358635526) |

## What reviewers say

### Valtpay

[App page](https://appshunter.io/ios/app/valtpay/id1616295489)

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

**Highlights:** Digital e-wallet, Utility bill payments, Counter service payments, Curaçao customer focused

**Features:** macOS Compatibility

**In-app purchases:** none


### gwap app

[App page](https://appshunter.io/ios/app/gwap-app/id6578441229)

Manage your finances with this app, offering a digital Mastercard Debit card, free fund transfers between users, and expense tracking. Refer friends to earn money and enjoy secure transactions with advanced encryption.

**Highlights:** Digital Mastercard Debit card access, Free fund transfers to other users, Expense and transaction monitoring, Referral program to earn money, Advanced encryption for security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Valtpay free?

Valtpay is free to download, with no in-app purchases.

### Is gwap app free?

gwap app is free to download, with no in-app purchases.

### Which has better reviews, Valtpay or gwap app?

Valtpay is rated higher. Valtpay averages 5.0 out of 5 from 1 ratings, while gwap app averages 4.7 from 83 ratings.

### Do Valtpay or gwap app have ads?

Neither Valtpay nor gwap app shows ads.

### Which is updated more often, Valtpay or gwap app?

Valtpay ships an update every 2 months, and gwap app fortnightly. Most recently, Valtpay was updated on July 24, 2026 and gwap app on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*