# Valtpay vs Budgetnest

The clearest difference is in-app purchases: Valtpay at none against Budgetnest's 3. Valtpay also leads on iOS requirement (13.0 vs 15.1). Budgetnest's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Budgetnest sells 3 in-app purchases, starting at $9.99 per month. Valtpay asks for nothing beyond the download.

Valtpay ships an update every 2 months, Budgetnest every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Valtpay | Budgetnest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/valtpay/id1616295489/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 55 MB | 56 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cpost International N.V](https://appshunter.io/developer/1616295491) | [Hasan Fakhra](https://appshunter.io/developer/1747090432) |

## What reviewers say

### Valtpay

[App page](https://appshunter.io/ios/app/valtpay/id1616295489)

This digital e-wallet simplifies payments for Curaçao residents. Easily settle utility bills and pay for various services at counters.

**Highlights:** Digital e-wallet, Utility bill payments, Counter service payments, Curaçao customer focused

**Features:** macOS Compatibility

**In-app purchases:** none


### Budgetnest

[App page](https://appshunter.io/ios/app/budgetnest-expense-tracker/id6746954810)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finyo Pro | $9.99 | per month |
| Finyo Pro | $49.99 | per 6 months |
| Finyo Pro | $89.99 | per year |


## Frequently asked questions

### Is Valtpay free?

Valtpay is free to download, with no in-app purchases.

### Is Budgetnest free?

Budgetnest is free to download, with in-app purchases available.

### Do Valtpay or Budgetnest have ads?

Neither Valtpay nor Budgetnest shows ads.

### Which is updated more often, Valtpay or Budgetnest?

Valtpay ships an update every 2 months, and Budgetnest every 3 weeks. Most recently, Valtpay was updated on October 24, 2026 and Budgetnest on October 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*