# Uni vs FNCD

The clearest difference is update cadence: Uni at every 5 months against FNCD's every 10 months. Uni also leads on iOS requirement (12.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Uni ships an update every 5 months, FNCD every 10 months. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Uni | FNCD |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 10 months |
| Size | 61 MB | 55 MB |
| Requires iOS | **12.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED](https://appshunter.io/developer/1616415214) | [FINANCREDITS BNK LLC](https://appshunter.io/developer/1726768765) |

## What reviewers say

### Uni

[App page](https://appshunter.io/ios/app/uni-cash/id1616415212)

**Features:** macOS Compatibility

**In-app purchases:** none


### FNCD

[App page](https://appshunter.io/ios/app/fncd/id6476448171)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Uni free?

Uni is free to download, with no in-app purchases.

### Is FNCD free?

FNCD is free to download, with no in-app purchases.

### Do Uni or FNCD have ads?

Neither Uni nor FNCD shows ads.

### Which is updated more often, Uni or FNCD?

Uni ships an update every 5 months, and FNCD every 10 months. Most recently, Uni was updated on October 17, 2026 and FNCD on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*