# Uni vs Loan Access

The clearest difference is device support: Uni at 3 against Loan Access's 1. Uni also leads on iOS requirement (12.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Uni ships an update every 5 months, Loan Access every 3 months. The most recent releases landed on October 25, 2026 and May 18, 2026 respectively.

## The numbers

| Metric | Uni | Loan Access |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Size | 61 MB | 4 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED](https://appshunter.io/developer/1616415214) | [Frieder Winterstein](https://appshunter.io/developer/1848364097) |

## What reviewers say

### Uni

[App page](https://appshunter.io/ios/app/uni-cash/id1616415212)

**Features:** macOS Compatibility

**In-app purchases:** none


### Loan Access

[App page](https://appshunter.io/ios/app/loan-access/id6754460628)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Uni free?

Uni is free to download, with no in-app purchases.

### Is Loan Access free?

Loan Access is free to download, with no in-app purchases.

### Do Uni or Loan Access have ads?

Neither Uni nor Loan Access shows ads.

### Which is updated more often, Uni or Loan Access?

Uni ships an update every 5 months, and Loan Access every 3 months. Most recently, Uni was updated on October 25, 2026 and Loan Access on May 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*