Comparison

Uni vs Sarathi Financial

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Uni

Features
Read full description

This Mobile Application enables Unison SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.

About

Sarathi Financial

Features
Read full description

Sarathi Financial comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. ย  Sarathi Financial keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

Screenshots

Uni4 screens
Sarathi Financial4 screens

Verdict

The call

The clearest difference is iOS requirement: Uni at 12.0 against Sarathi Financial's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Uni ships an update every 5 months, Sarathi Financial every 6 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference ยท 5 level
Uni versus Sarathi Financial: the parameters behind the verdict, then further details
ParameterUniSarathi Financial
PriceFreeFree
Update frequencyEvery 5 months โ€” betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 โ€” better15.1
Further details โ€” not scored
Size61 MB35 MB
Age rating17+17+
DeveloperUNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITEDSARATHI FINANCIAL & MANAGEMENT SERVICES

In-app purchases

None

Uni

No in-app purchases

None

Sarathi Financial

No in-app purchases

Questions

Is Uni free?
Uni is free to download, with no in-app purchases.
Is Sarathi Financial free?
Sarathi Financial is free to download, with no in-app purchases.
Do Uni or Sarathi Financial have ads?
Neither Uni nor Sarathi Financial shows ads.
Which is updated more often, Uni or Sarathi Financial?
Uni ships an update every 5 months, and Sarathi Financial every 6 months. Most recently, Uni was updated on November 3, 2026 and Sarathi Financial on October 30, 2026.

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