Uni vs Sarathi Financial
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Uni
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This Mobile Application enables Unison SACCO members to access the following services: Transaction Services - Withdraw Money (M-PESA/ATM/Agent) - Buy Airtime - Pay Bill (Electricity, Water etc) - Funds Transfer to SACCO Account - Funds Transfer to Bank Account My Account Service -Account balance -Get Detailed Account Statement -Change PIN Loans -Check Loan Limit -Apply for Loan -Loan Balance -Get Detailed Loan Statement -My Loan Guarantors: Get to know the members who have guaranteed your loans -Loans Guaranteed: Get to know the members you have guaranteed loans Contact US -Get contact information of your SACCO.
Sarathi Financial
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Sarathi Financial comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. ย Sarathi Financial keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Screenshots
Verdict
The clearest difference is iOS requirement: Uni at 12.0 against Sarathi Financial's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Uni ships an update every 5 months, Sarathi Financial every 6 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Uni | Sarathi Financial |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 months โ better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 โ better | 15.1 |
| Further details โ not scored | ||
| Size | 61 MB | 35 MB |
| Age rating | 17+ | 17+ |
| Developer | UNISON SAVINGS AND CREDIT CO-OPERATIVE SOCIETY LIMITED | SARATHI FINANCIAL & MANAGEMENT SERVICES |
In-app purchases
Uni
No in-app purchases
Sarathi Financial
No in-app purchases









