# SHIN理想記帳 vs SmileBudget

The clearest difference is in-app purchases: SHIN理想記帳 at none against SmileBudget's 2. SHIN理想記帳 also leads on iOS requirement (13.2 vs 16.0). SmileBudget's advantage is update cadence (every 3 days vs every 3 weeks) and rating (5.0 vs 4.8). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. SmileBudget sells 2 one-off in-app purchases. SHIN理想記帳 asks for nothing beyond the download.

SmileBudget holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 5 and 9 respectively.

SHIN理想記帳 ships an update every 3 weeks, SmileBudget every 3 days. Both last shipped on November 7, 2026.

## The numbers

| Metric | SHIN理想記帳 | SmileBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/shin/id1616469322/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224/reviews)** |
| Number of ratings | 5 | **9** |
| Positive reviews | — | 92.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 98 MB | 130 MB |
| Requires iOS | **13.2** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [KINGWAY MEDIA CO., LTD.](https://appshunter.io/developer/1861368921) | [Koniio Co., Ltd.](https://appshunter.io/developer/779303271) |

## What reviewers say

### SHIN理想記帳

[App page](https://appshunter.io/ios/app/shin/id1616469322)

This finance app helps users manage their money through a unique proportional budgeting method, allowing them to allocate income into living, investment, and savings accounts. It also categorizes spending as 'wants' or 'needs' to promote smarter financial decisions and provides detailed reports.

**Highlights:** Proportional budgeting method, Allocate income to living, investment, savings, Categorize spending as 'wants' or 'needs', Consumption analysis reports, Cloud automatic data upload, Customizable category icons, Daily journaling reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SmileBudget

[App page](https://appshunter.io/ios/app/smilebudget-spending-tracker/id6447756224)

This app offers a private and intuitive way to track expenses, plan budgets, and monitor your net worth. It simplifies money management with features like AI voice entry and detailed spending reports, helping you build healthier financial habits.

**Highlights:** Fast expense tracking, Budget planning, Net worth tracker, Recurring bill management, AI voice entry, Multiple ledgers, Spending reports & insights, Private iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual | $9.99 | one-time |
| Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is SHIN理想記帳 free?

SHIN理想記帳 is free to download, with no in-app purchases.

### Is SmileBudget free?

SmileBudget is free to download, with in-app purchases available.

### Which has better reviews, SHIN理想記帳 or SmileBudget?

SmileBudget is rated higher. SHIN理想記帳 averages 4.8 out of 5 from 5 ratings, while SmileBudget averages 5.0 from 9 ratings.

### Do SHIN理想記帳 or SmileBudget have ads?

Neither SHIN理想記帳 nor SmileBudget shows ads.

### Which is updated more often, SHIN理想記帳 or SmileBudget?

SHIN理想記帳 ships an update every 3 weeks, and SmileBudget every 3 days. Most recently, SHIN理想記帳 was updated on November 7, 2026 and SmileBudget on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*