# Your Mortgage Servicing Center vs Shellpoint

The clearest difference is update cadence: Shellpoint at monthly against Your Mortgage Servicing Center's every 8 months. Shellpoint also leads on ratings volume (17K vs 2.1K) and review sentiment (55% vs 44%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Your Mortgage Servicing Center against 4.9 for Shellpoint. That said, the two scores are not equally well evidenced: Shellpoint has 17K ratings behind it against 2.1K, so its average is the more settled of the two. Written reviews are what separate them: 44% of Your Mortgage Servicing Center's written reviews are positive against 55% of Shellpoint's.

Your Mortgage Servicing Center ships an update every 8 months, Shellpoint monthly. Both last shipped on October 13, 2026.

## The numbers

| Metric | Your Mortgage Servicing Center | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.1K ratings)](https://appshunter.io/ios/app/your-mortgage-servicing-center/id1616535130/reviews) | **[4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews)** |
| Number of ratings | 2.1K | **17K** |
| Positive reviews | 43.8% of reviews | **55.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | Free | Free |
| Size | 201 MB | 73 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Midwest Loan Services, Inc.](https://appshunter.io/developer/1616534267) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Your Mortgage Servicing Center

[App page](https://appshunter.io/ios/app/your-mortgage-servicing-center/id1616535130)

Manage your mortgage account online with this self-service platform. Access loan data, download documents, and make payments without needing to contact customer service. Save time and gain control over your loan management.

**Highlights:** Online account inquiries, Access loan data, Download mortgage documentation, Make payments, Self-service platform

**In-app purchases:** none


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Your Mortgage Servicing Center free?

Your Mortgage Servicing Center is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Your Mortgage Servicing Center or Shellpoint?

Shellpoint is rated higher. Your Mortgage Servicing Center averages 4.8 out of 5 from 2.1K ratings, while Shellpoint averages 4.9 from 17K ratings.

### Do Your Mortgage Servicing Center or Shellpoint have ads?

Neither Your Mortgage Servicing Center nor Shellpoint shows ads.

### Which is updated more often, Your Mortgage Servicing Center or Shellpoint?

Your Mortgage Servicing Center ships an update every 8 months, and Shellpoint monthly. Most recently, Your Mortgage Servicing Center was updated on October 13, 2026 and Shellpoint on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*