# My GBT vs MC Treasury Advantage

The clearest difference is iOS requirement: My GBT at 16.0 against MC Treasury Advantage's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My GBT ships an update every 3 months, MC Treasury Advantage every 2 months. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | My GBT | MC Treasury Advantage |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/my-gbt/id1616670530/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 79.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free with in-app purchases | — |
| Size | 113 MB | 1 MB |
| Requires iOS | **16.0** | 18.0 |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Guaranty Bank & Trust Co.](https://appshunter.io/developer/475517279) | [M C Bank](https://appshunter.io/developer/723867289) |

## What reviewers say

### My GBT

[App page](https://appshunter.io/ios/app/my-gbt/id1616670530)

Manage your finances on the go with a secure and convenient mobile banking app. Check balances, deposit checks, pay bills, and transfer funds easily. Access branch information and communicate with bank staff directly.

**Highlights:** Check balances 24/7, Deposit checks, Pay bills, Transfer funds, Secure messaging, Tap to Pay, Branch locator

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 👍 User-friendly interface
- 👍 Convenient access to information
- 👍 Great new features
- 👍 Time saver

**What reviewers complain about**

- 🐛 Constant refreshing required
- 🐛 Frequent logouts
- 🐛 Mobile deposit issues
- 🐛 Not user-friendly for transfers on iPhone
- 🐛 App is not efficient

**Reported bugs**

- App requires constant refreshing
- App logs users out frequently
- Mobile deposit functionality is problematic
- Check deposit image acceptance not clearly indicated
- Issues with viewing check deposits online

**Requested features**

- Frame snap for mobile deposits
- Dark mode option
- Ability to lock card


### MC Treasury Advantage

[App page](https://appshunter.io/ios/app/mc-treasury-advantage/id6797552333)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My GBT free?

My GBT is free to download, with no in-app purchases.

### Is MC Treasury Advantage free?

MC Treasury Advantage is free to download, with no in-app purchases.

### Do My GBT or MC Treasury Advantage have ads?

Neither My GBT nor MC Treasury Advantage shows ads.

### Which is updated more often, My GBT or MC Treasury Advantage?

My GBT ships an update every 3 months, and MC Treasury Advantage every 2 months. Most recently, My GBT was updated on November 3, 2026 and MC Treasury Advantage on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*