# KOWRI vs AsaanaPay

The clearest difference is rating: AsaanaPay at 5.0 against KOWRI's 4.5. AsaanaPay also leads on monetization model (free vs free with in-app purchases). KOWRI's advantage is ratings volume (123 vs 2) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AsaanaPay holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: KOWRI has 123 ratings behind it against 2, so its average is the more settled of the two.

KOWRI ships an update every 2 weeks, AsaanaPay monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | KOWRI | AsaanaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (123 ratings)](https://appshunter.io/ios/app/kowri/id1616706058/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/asaanapay/id6469417376/reviews)** |
| Number of ratings | **123** | 2 |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 102 MB | 24 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [DreamOval Ltd.](https://appshunter.io/developer/1039481648) | [AsaanaPay Inc](https://appshunter.io/developer/1711932368) |

## What reviewers say

### KOWRI

[App page](https://appshunter.io/ios/app/kowri/id1616706058)

This app simplifies financial management and payments across Africa. It allows users to link various accounts, make secure payments for bills and services, transfer money instantly, and discover local businesses. The platform also offers tools for wealth planning, subscription management, and spending tracking.

**Highlights:** Link bank accounts, mobile money, and cards, Secure bill payments (electricity, water, insurance), Instant money transfers, QR code payments, Discover local businesses, Personalized financial insights, Automate recurring payments

**In-app purchases:** none


### AsaanaPay

[App page](https://appshunter.io/ios/app/asaanapay/id6469417376)

This app incentivizes digital payments with cashback rewards and personalized offers. It provides a digital record of spending that can serve as proof of income and offers offline payment options for users with limited internet access.

**Highlights:** Cashback rewards on digital payments, Personalized offers and discounts, Digital spend history, Proof of income statements, Offline payment via USSD

**In-app purchases:** none


## Frequently asked questions

### Is KOWRI free?

KOWRI is free to download, with no in-app purchases.

### Is AsaanaPay free?

AsaanaPay is free to download, with no in-app purchases.

### Which has better reviews, KOWRI or AsaanaPay?

AsaanaPay is rated higher. KOWRI averages 4.5 out of 5 from 123 ratings, while AsaanaPay averages 5.0 from 2 ratings.

### Do KOWRI or AsaanaPay have ads?

Neither KOWRI nor AsaanaPay shows ads.

### Which is updated more often, KOWRI or AsaanaPay?

KOWRI ships an update every 2 weeks, and AsaanaPay monthly. Most recently, KOWRI was updated on November 3, 2026 and AsaanaPay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*