# EMOA Mutuelle vs STUDIO BAYA

EMOA Mutuelle and STUDIO BAYA are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 5, 2026 and September 7, 2026 respectively.

## The numbers

| Metric | EMOA Mutuelle | STUDIO BAYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/emoa-mutuelle/id1616824316/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 60 MB | 83 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [EMOA MUTUELLE DU VAR](https://appshunter.io/developer/1616824318) | [Studio Baya](https://appshunter.io/developer/6793463356) |

## What reviewers say

### EMOA Mutuelle

[App page](https://appshunter.io/ios/app/emoa-mutuelle/id1616824316)

Access your health insurance services quickly and securely. View your digital insurance card, track reimbursements, manage your personal data, and find healthcare providers. Features include medication reminders and access to drug information.

**Highlights:** Digital Tiers Payant card, Reimbursement tracking, Medication scheduling, Drug information scanner, Healthcare provider locator, Personal data management

**Features:** macOS Compatibility

**In-app purchases:** none


### STUDIO BAYA

[App page](https://appshunter.io/ios/app/studio-baya/id6743714199)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMOA Mutuelle free?

EMOA Mutuelle is free to download, with no in-app purchases.

### Is STUDIO BAYA free?

STUDIO BAYA is free to download, with no in-app purchases.

### Do EMOA Mutuelle or STUDIO BAYA have ads?

Neither EMOA Mutuelle nor STUDIO BAYA shows ads.

### Which is updated more often, EMOA Mutuelle or STUDIO BAYA?

EMOA Mutuelle ships an update every 2 months, and STUDIO BAYA every 2 months. Most recently, EMOA Mutuelle was updated on June 5, 2026 and STUDIO BAYA on September 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*