# Matensa vs MTM pay

The clearest difference is rating: Matensa at 5.0 against MTM pay's 3.0. Matensa also leads on ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Matensa holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Matensa ships an update every 10 days, MTM pay fortnightly. The most recent releases landed on September 25, 2026 and August 14, 2026 respectively.

## The numbers

| Metric | Matensa | MTM pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/matensa/id1617027453/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/mtm-pay/id6752014397/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | **Every 10 days** | Fortnightly |
| Monetization | Ad-supported | Ad-supported |
| Size | 130 MB | 76 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [ARAB WORLD TECHNOLOGIES S.A.R.L](https://appshunter.io/developer/1617027455) | [MTM S.A.L](https://appshunter.io/developer/1837875654) |

## What reviewers say

### Matensa

[App page](https://appshunter.io/ios/app/matensa/id1617027453)

Manage your finances with a digital wallet that handles payments, transfers, and mobile recharges. Track cash flow, set up bill agreements, and even manage payroll. Earn rewards for good financial habits.

**Highlights:** Digital wallet for payments and transfers, Bill and subscription agreement tracking, Marketplace for listing products/services, Cash flow management and insights, Mobile and subscription recharges, Payroll deposit and salary advances, Automated reminders and rewards

**Features:** macOS Compatibility

**In-app purchases:** none


### MTM pay

[App page](https://appshunter.io/ios/app/mtm-pay/id6752014397)

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

**Highlights:** E-wallet account approval, Secure transactions with encryption and biometrics, Instant money transfers, Bill payments and mobile top-ups, QR code payments, Transaction history and reports, Digital receipts and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Matensa free?

Matensa is free to download, with no in-app purchases.

### Is MTM pay free?

MTM pay is free to download, with no in-app purchases.

### Which has better reviews, Matensa or MTM pay?

Matensa is rated higher. Matensa averages 5.0 out of 5 from 3 ratings, while MTM pay averages 3.0 from 1 ratings.

### Do Matensa or MTM pay have ads?

Both Matensa and MTM pay show ads.

### Which is updated more often, Matensa or MTM pay?

Matensa ships an update every 10 days, and MTM pay fortnightly. Most recently, Matensa was updated on September 25, 2026 and MTM pay on August 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*