# Pennywise MFB vs Koins MFB

The clearest difference is update cadence: Koins MFB at fortnightly against Pennywise MFB's every 33 months. Pennywise MFB's advantage is iOS requirement (13.4 vs 15). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pennywise MFB ships an update every 33 months, Koins MFB fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Pennywise MFB | Koins MFB |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 33 months | **Fortnightly** |
| Size | 27 MB | 122 MB |
| Requires iOS | **13.4** | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PENNYWISE MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1617451745) | [KOINS MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1761840722) |

## What reviewers say

### Pennywise MFB

[App page](https://appshunter.io/ios/app/pennywise-mfb/id1617451743)

**Features:** macOS Compatibility

**In-app purchases:** none


### Koins MFB

[App page](https://appshunter.io/ios/app/koins-mfb/id6743939022)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pennywise MFB free?

Pennywise MFB is free to download, with no in-app purchases.

### Is Koins MFB free?

Koins MFB is free to download, with no in-app purchases.

### Do Pennywise MFB or Koins MFB have ads?

Neither Pennywise MFB nor Koins MFB shows ads.

### Which is updated more often, Pennywise MFB or Koins MFB?

Pennywise MFB ships an update every 33 months, and Koins MFB fortnightly. Most recently, Pennywise MFB was updated on November 3, 2026 and Koins MFB on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*