# FBNDirect vs Jaiz eToken

The clearest difference is update cadence: FBNDirect at every 2 months against Jaiz eToken's every 7 months. FBNDirect also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FBNDirect ships an update every 2 months, Jaiz eToken every 7 months. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FBNDirect | Jaiz eToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.3 (3 ratings)](https://appshunter.io/ios/app/jaiz-etoken/id6477446077/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 7 months |
| Monetization | — | Free |
| Size | 43 MB | 141 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Jaiz Bank Plc](https://appshunter.io/developer/1458346755) |

## What reviewers say

### FBNDirect

[App page](https://appshunter.io/ios/app/fbndirect/id1617635508)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Jaiz eToken

[App page](https://appshunter.io/ios/app/jaiz-etoken/id6477446077)

This app generates one-time passwords (OTPs) to secure your online accounts. It replaces physical security tokens, offering a convenient and robust two-factor authentication method for banking, corporate networks, and e-commerce.

**Highlights:** Generates one-time passwords (OTPs), Enhances online security, Simplifies authentication, Replaces physical tokens, Supports two-factor authentication (2FA)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FBNDirect free?

FBNDirect is free to download, with no in-app purchases.

### Is Jaiz eToken free?

Jaiz eToken is free to download, with no in-app purchases.

### Do FBNDirect or Jaiz eToken have ads?

Neither FBNDirect nor Jaiz eToken shows ads.

### Which is updated more often, FBNDirect or Jaiz eToken?

FBNDirect ships an update every 2 months, and Jaiz eToken every 7 months. Most recently, FBNDirect was updated on October 14, 2026 and Jaiz eToken on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*