# Monee vs Vaultam

The clearest difference is ratings volume: Monee at 340 against Vaultam's 1. On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days and Vaultam sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Monee against 5.0 for Vaultam. That said, the two scores are not equally well evidenced: Monee has 340 ratings behind it against 1, so its average is the more settled of the two.

Monee ships an update every 8 days, Vaultam every 11 days. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Monee | Vaultam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (340 ratings)](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vaultam/id6752839598/reviews)** |
| Number of ratings | **340** | 1 |
| Positive reviews | 98.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 11 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 46 MB | 30 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Stephan Lerner](https://appshunter.io/developer/1205132187) | [MAYDAY APP](https://appshunter.io/developer/1417469891) |

## What reviewers say

### Monee

[App page](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213)

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

**Highlights:** Track income and expenses, Organize by custom categories, Manage group finances, Add recurring transactions, In-depth financial analysis, Export financial data, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Support | $1.29 | per 7 days |
| Support | $2.29 | per month |
| Monthly | $3.99 | per month |
| Support | $13.49 | per year |
| Half-Yearly | $17.99 | per 6 months |
| Yearly | $22.99 | per year |
| Support | $6.89 | one-time |
| Support | $7.29 | one-time |
| Support | $10.49 | one-time |
| Support | $13.49 | one-time |
| Support | $14.49 | one-time |
| One-Time Payment | $44.99 | one-time |


### Vaultam

[App page](https://appshunter.io/ios/app/vaultam/id6752839598)

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

**Highlights:** Offline storage and local backups, AI-powered spending insights, Smart budgeting based on income, Progress tracking for savings goals, Automated bill and subscription reminders, Receipt scanning, Lending and borrowing tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Pro | $3.99 | per month |
| 1-year | $39.99 | per year |


## Frequently asked questions

### Is Monee free?

Monee is free to download, with in-app purchases available.

### Is Vaultam free?

Vaultam is free to download, with in-app purchases available.

### Which has better reviews, Monee or Vaultam?

Vaultam is rated higher. Monee averages 4.9 out of 5 from 340 ratings, while Vaultam averages 5.0 from 1 ratings.

### Do Monee or Vaultam have ads?

Neither Monee nor Vaultam shows ads.

### Which is updated more often, Monee or Vaultam?

Monee ships an update every 8 days, and Vaultam every 11 days. Most recently, Monee was updated on October 30, 2026 and Vaultam on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*