# Monee vs zero

The clearest difference is rating: Monee at 4.9 against zero's 3.3. Monee also leads on review sentiment (98% vs 67%) and ratings volume (318 vs 3). zero's advantage is in-app purchases (none vs 13). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Monee sells 12 in-app purchases, starting at $1.29 per 7 days. zero asks for nothing beyond the download.

Monee holds the better App Store score, 4.9 against 3.3. That said, the two scores are not equally well evidenced: Monee has 318 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 98% of Monee's written reviews are positive against 67% of zero's.

Monee ships an update weekly, zero every 2 weeks. The most recent releases landed on September 23, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Monee | zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (318 ratings)](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213/reviews)** | [3.3 (3 ratings)](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225/reviews) |
| Number of ratings | **318** | 3 |
| Positive reviews | **98.4% of reviews** | 66.7% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 31 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Stephan Lerner](https://appshunter.io/developer/1205132187) | [Lossless Protocols](https://appshunter.io/developer/1879507198) |

## What reviewers say

### Monee

[App page](https://appshunter.io/ios/app/monee-budget-planner-app/id1617877213)

Easily track your income and expenses with this intuitive finance manager. Gain clear insights into your spending habits, organize finances by custom categories, and manage group budgets. Protect your data with biometric security and export your financial history.

**Highlights:** Track income and expenses, Organize by custom categories, Manage group finances, Add recurring transactions, In-depth financial analysis, Export financial data, Biometric data protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (12)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Support | $1.29 | per 7 days |
| Support | $2.29 | per month |
| Monthly | $3.99 | per month |
| Support | $13.49 | per year |
| Half-Yearly | $17.99 | per 6 months |
| Yearly | $22.99 | per year |
| Support | $6.89 | one-time |
| Support | $7.29 | one-time |
| Support | $10.49 | one-time |
| Support | $13.49 | one-time |
| Support | $14.49 | one-time |
| One-Time Payment | $44.99 | one-time |


### zero

[App page](https://appshunter.io/ios/app/zero-offline-expense-tracker/id6759560225)

This app helps you track expenses and manage money owed without requiring an account or internet connection. It offers a clean interface for quick entry, custom categories, and visual reports to understand your spending. Your financial data remains private and is stored locally on your device.

**Highlights:** Offline expense tracking, No account required, Track money owed and lent, Customizable categories, Visual spending reports, Data export and import, Privacy-focused local storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monee free?

Monee is free to download, with in-app purchases available.

### Is zero free?

zero is free to download, with no in-app purchases.

### Which has better reviews, Monee or zero?

Monee is rated higher. Monee averages 4.9 out of 5 from 318 ratings, while zero averages 3.3 from 3 ratings.

### Do Monee or zero have ads?

Neither Monee nor zero shows ads.

### Which is updated more often, Monee or zero?

Monee ships an update weekly, and zero every 2 weeks. Most recently, Monee was updated on September 23, 2026 and zero on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*