# ChinaBankSec Online vs BDO Pay

The clearest difference is update cadence: BDO Pay at monthly against ChinaBankSec Online's every 12 months. ChinaBankSec Online's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ChinaBankSec Online ships an update every 12 months, BDO Pay monthly. The most recent releases landed on November 3, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | ChinaBankSec Online | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (2K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | — | **2K** |
| Positive reviews | — | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Monthly** |
| Monetization | — | Free |
| Size | 14 MB | 601 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [China Bank Securities Corporation](https://appshunter.io/developer/1617965349) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### ChinaBankSec Online

[App page](https://appshunter.io/ios/app/chinabanksec-online/id1617965347)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

Manage your BDO accounts, credit cards, and rewards points seamlessly. Pay bills, withdraw cash for free at QR-enabled ATMs, and access exclusive deals. Open a new account with no initial deposit or maintaining balance.

**Highlights:** Fee-free transactions, BDO Credit Card management, Rewards Points redemption, Exclusive BDO deals, Free QR ATM withdrawals, Card lock/unlock and limit management, Open Basic Account with no deposit

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ChinaBankSec Online free?

ChinaBankSec Online is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Do ChinaBankSec Online or BDO Pay have ads?

Neither ChinaBankSec Online nor BDO Pay shows ads.

### Which is updated more often, ChinaBankSec Online or BDO Pay?

ChinaBankSec Online ships an update every 12 months, and BDO Pay monthly. Most recently, ChinaBankSec Online was updated on November 3, 2026 and BDO Pay on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*