# Percapita vs Bear. Money

Percapita and Bear. Money are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Percapita ships an update every 3 weeks, Bear. Money every 6 weeks. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Percapita | Bear. Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (43 ratings)](https://appshunter.io/ios/app/percapita/id1617975560/reviews)** | — |
| Number of ratings | **43** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 138 MB | 14 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Percapita Group, Inc.](https://appshunter.io/developer/1606391644) | [Bear Best Ltd.](https://appshunter.io/developer/1574074002) |

## What reviewers say

### Percapita

[App page](https://appshunter.io/ios/app/percapita/id1617975560)

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

**Highlights:** Smarter spending and saving tools, Automatic savings with Penny Jar, Build credit with rent payments, Earn cash back rewards, Early wage access, International money transfers, Needs-based and goal-based budgeting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Bear. Money

[App page](https://appshunter.io/ios/app/bear-money/id6478437574)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Percapita free?

Percapita is free to download, with no in-app purchases.

### Is Bear. Money free?

Bear. Money is free to download, with no in-app purchases.

### Do Percapita or Bear. Money have ads?

Neither Percapita nor Bear. Money shows ads.

### Which is updated more often, Percapita or Bear. Money?

Percapita ships an update every 3 weeks, and Bear. Money every 6 weeks. Most recently, Percapita was updated on November 3, 2026 and Bear. Money on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*