# Percapita vs Lendee App

The clearest difference is review sentiment: Percapita at 86% against Lendee App's 23%. Percapita also leads on rating (4.7 vs 3.2) and monetization model (free vs free with in-app purchases). Lendee App's advantage is update cadence (every 5 days vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Percapita holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 41 and 110 respectively. Written reviews point the same way: 86% of Percapita's written reviews are positive against 23% of Lendee App's.

Percapita ships an update every 3 weeks, Lendee App every 5 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Percapita | Lendee App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (41 ratings)](https://appshunter.io/ios/app/percapita/id1617975560/reviews)** | [3.2 (110 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) |
| Number of ratings | 41 | **110** |
| Positive reviews | **85.7% of reviews** | 23.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 138 MB | 147 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Percapita Group, Inc.](https://appshunter.io/developer/1606391644) | [Lendee App](https://appshunter.io/developer/1604333528) |

## What reviewers say

### Percapita

[App page](https://appshunter.io/ios/app/percapita/id1617975560)

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

**Highlights:** Smarter spending and saving tools, Automatic savings with Penny Jar, Build credit with rent payments, Earn cash back rewards, Early wage access, International money transfers, Needs-based and goal-based budgeting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

**Highlights:** Instant cash advance requests, Connect with verified supporters, Flexible repayment plans, Transparent fee structure, Secure and encrypted transactions, Peer-to-peer funding

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Percapita free?

Percapita is free to download, with no in-app purchases.

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Which has better reviews, Percapita or Lendee App?

Percapita is rated higher. Percapita averages 4.7 out of 5 from 41 ratings, while Lendee App averages 3.2 from 110 ratings.

### Do Percapita or Lendee App have ads?

Neither Percapita nor Lendee App shows ads.

### Which is updated more often, Percapita or Lendee App?

Percapita ships an update every 3 weeks, and Lendee App every 5 days. Most recently, Percapita was updated on October 23, 2026 and Lendee App on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*