# Percapita vs Argyle

The clearest difference is review sentiment: Percapita at 86% against Argyle's 0%. Percapita also leads on rating (4.7 vs 1.5) and ratings volume (41 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Percapita holds the better App Store score, 4.7 against 1.5. That said, the two scores are not equally well evidenced: Percapita has 41 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 86% of Percapita's written reviews are positive against 0% of Argyle's.

Percapita ships an update every 3 weeks, Argyle fortnightly. The most recent releases landed on October 23, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Percapita | Argyle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (41 ratings)](https://appshunter.io/ios/app/percapita/id1617975560/reviews)** | [1.5 (8 ratings)](https://appshunter.io/ios/app/argyle-link/id6742778506/reviews) |
| Number of ratings | **41** | 8 |
| Positive reviews | **85.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 138 MB | 13 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Percapita Group, Inc.](https://appshunter.io/developer/1606391644) | [Argyle Systems Inc.](https://appshunter.io/developer/1799909159) |

## What reviewers say

### Percapita

[App page](https://appshunter.io/ios/app/percapita/id1617975560)

Manage your finances with an all-in-one app for spending, saving, budgeting, and building financial wellness. Enjoy features like early wage access, automatic savings, credit building through rent payments, and cash back rewards. Securely manage your money with FDIC insurance and robust data encryption.

**Highlights:** Smarter spending and saving tools, Automatic savings with Penny Jar, Build credit with rent payments, Earn cash back rewards, Early wage access, International money transfers, Needs-based and goal-based budgeting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Argyle

[App page](https://appshunter.io/ios/app/argyle-link/id6742778506)

Easily share your income and employment data with lenders, insurers, and background screeners. Securely connect your payroll account to avoid manual verification processes and speed up applications for homes or jobs.

**Highlights:** Income and employment verification, Secure payroll account connection, Direct data sharing with service providers, Faster application processing, No need for paystubs or forms

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Percapita free?

Percapita is free to download, with no in-app purchases.

### Is Argyle free?

Argyle is free to download, with no in-app purchases.

### Which has better reviews, Percapita or Argyle?

Percapita is rated higher. Percapita averages 4.7 out of 5 from 41 ratings, while Argyle averages 1.5 from 8 ratings.

### Do Percapita or Argyle have ads?

Neither Percapita nor Argyle shows ads.

### Which is updated more often, Percapita or Argyle?

Percapita ships an update every 3 weeks, and Argyle fortnightly. Most recently, Percapita was updated on October 23, 2026 and Argyle on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*