# Stackwell vs TalkCents

The clearest difference is in-app purchases: Stackwell at none against TalkCents's 1. Stackwell also leads on ads (none vs shown) and ratings volume (49 vs 2). TalkCents's advantage is rating (5.0 vs 4.6) and update cadence (every 4 days vs fortnightly). On price, device support and iOS requirement there is nothing between them.

Both are free to download. TalkCents sells 1 in-app purchase, starting at $19.99 per month. Stackwell asks for nothing beyond the download.

TalkCents holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Stackwell has 49 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 87% of Stackwell's written reviews are positive against 100% of TalkCents's.

Stackwell ships an update fortnightly, TalkCents every 4 days. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Stackwell | TalkCents |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (49 ratings)](https://appshunter.io/ios/app/stackwell-start-investing/id1618501142/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/talkcents/id6778633604/reviews)** |
| Number of ratings | **49** | 2 |
| Positive reviews | 86.7% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 4 days** |
| Monetization | Subscription | **Free with in-app purchases** |
| Size | 131 MB | 52 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Stackwell](https://appshunter.io/developer/1586674375) | [Talk Cents LLC](https://appshunter.io/developer/6778633606) |

## What reviewers say

### Stackwell

[App page](https://appshunter.io/ios/app/stackwell-start-investing/id1618501142)

An investment app focused on building generational wealth within the Black community. It offers curated investment portfolios, educational content, and automated tools to simplify stock market investing and financial growth.

**Highlights:** Curated investment portfolios, Financial education content, Automated investment tools, Low initial investment requirement, Bank-level security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TalkCents

[App page](https://appshunter.io/ios/app/talkcents/id6778633604)

This app focuses on the emotional and psychological aspects of managing money, rather than just providing tools. It offers daily lessons, reflection prompts, and a companion to help users understand their spending habits and beliefs.

**Highlights:** Daily financial lessons and podcast-style conversations, Money story reflection prompts, Companion for non-judgmental support, Calm account balance and activity view, Progress tracking through emotional safety phases, Earn Cents for engagement, Collect badges and unlock rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TalkCents | $19.99 | per month |


## Frequently asked questions

### Is Stackwell free?

Stackwell is free to download, with no in-app purchases.

### Is TalkCents free?

TalkCents is free to download, with in-app purchases available.

### Which has better reviews, Stackwell or TalkCents?

TalkCents is rated higher. Stackwell averages 4.6 out of 5 from 49 ratings, while TalkCents averages 5.0 from 2 ratings.

### Do Stackwell or TalkCents have ads?

TalkCents shows ads; Stackwell does not.

### Which is updated more often, Stackwell or TalkCents?

Stackwell ships an update fortnightly, and TalkCents every 4 days. Most recently, Stackwell was updated on October 14, 2026 and TalkCents on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*