Credit Card Reader & Wallet vs PayU Spend Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit Card Reader & Wallet
Securely store and manage your credit and debit cards. This app offers features like card scanning, expiration alerts, and emergency contact information for each card. All your financial data is encrypted and stored locally for your privacy.
- Read, store, and manage multiple cards
- Scan cards with camera
- Card expiration alerts
- Biometric login
- Emergency contacts for each card
- PIN protection for data
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Scan your cards, keep their details organized and save time filling payment forms. Use AutoFill and the Safari extension to fill saved card details in compatible fields without retyping them. Add credit and debit cards with your iPhone camera, enter details manually or scan supported contactless cards with NFC in supported regions. One purchase. No ads. No subscriptions. No account required. LESS TYPING WITH AUTOFILL & SAFARI Put your saved cards to use when shopping online. • Use the AutoFill extension to fill saved card details in compatible fields. • Use the Safari extension to fill supported payment forms while browsing. • Keep quick copy available whenever you need to enter a detail manually. Enable the extensions in your device settings before using them. Supported fields and filling behavior depend on the app or website. SCAN CARDS WITH YOUR CAMERA Use your iPhone camera and text recognition (OCR) to capture card details. Review and edit the information before saving, or add a card manually. NFC CARD SCANNING - EU ONLY Hold a supported contactless payment card near your iPhone to read the card information it makes available. NFC card scanning requires a compatible iPhone and iOS version, an Apple Account registered in the European Union and a device physically located within the EU. Supported cards and readable information vary by card and issuer. Some cards may also provide recent transaction information through NFC. This is not a live bank statement or a complete transaction history. Reading a card does not enable contactless payments with your iPhone. YOUR CARDS, ORGANIZED Keep credit and debit card details together in one convenient wallet. Customize cards with colors and notes, and quickly access or copy the information you need. FACE ID & PIN PROTECTION Protect access to your wallet with Face ID or PIN. Saved card information is stored on your device. No account is required. When you use AutoFill or the Safari extension, the card details you choose to fill are provided to the selected app or website. EXPIRATION REMINDERS Get notified before a saved card expires so you can keep its information up to date. EMERGENCY CONTACTS Save contact details for your card issuers and quickly find the right number if a card is lost or stolen. OPTIONAL CARD SHARING Share supported card information between your devices and platforms using a QR code or link. MORE CONVENIENCE • Manual card entry and editing • Quick copy of saved card details • Optional automatic clipboard copy after scanning • Card colors and notes • QR code and link sharing ONE PURCHASE. NO RECURRING FEES. Camera scanning, card organization, AutoFill and the Safari extension are included in one purchase. NFC scanning is included where supported. NFC card scanning is restricted to eligible users and devices within the European Union. AutoFill and Safari filling require the relevant extensions to be enabled and compatible forms.
PayU Spend Tracker
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PayU is a personal expense and income tracker built as a college project to help users manage day-to-day finances in one simple app. WHAT YOU CAN DO • Add income and expense transactions with category, note, and date • View transactions by month with easy filtering • Edit entries and swipe left to delete • See weekly spending charts and monthly balance insights • Track total income, expenses, and remaining balance in your profile • Use multiple local profiles with login and signup WHY PAYU PayU focuses on clean design and useful insights. It helps you understand your spending habits and stay on top of your money without complexity. IMPORTANT PayU is an educational personal finance tracker. It is not a bank, payment service, credit provider, or financial advisor. All data is stored locally on your device. FEATURES • Income and expense tracking • Monthly transaction filters • Visual spending charts • Profile dashboard with balance summary • Swipe-to-delete transactions • Dark, modern interface Built for students and anyone who wants a simple way to track personal spending.
Screenshots
Verdict
The clearest difference is price: PayU Spend Tracker at Free against Credit Card Reader & Wallet's $4.99. PayU Spend Tracker also leads on in-app purchases (none vs 1). On ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
PayU Spend Tracker is free to download; Credit Card Reader & Wallet costs $4.99 up front. Credit Card Reader & Wallet sells 1 one-off in-app purchase. PayU Spend Tracker asks for nothing beyond the download.
| Parameter | Credit Card Reader & Wallet | PayU Spend Tracker |
|---|---|---|
| Price | $4.99 | Free — better |
| Rating | 4.2 (40 ratings) — better | — |
| Positive reviews | 55.6% of reviews | — |
| Number of ratings | 40 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 47 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | MaxSoft | Manish Batra |
In-app purchases
Credit Card Reader & Wallet
- Ad free version$1.99
PayU Spend Tracker
No in-app purchases
Questions
Is Credit Card Reader & Wallet free?
Is PayU Spend Tracker free?
Do Credit Card Reader & Wallet or PayU Spend Tracker have ads?
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