# FPCU vs First Class Community Mobile

The clearest difference is review sentiment: FPCU at 50% against First Class Community Mobile's 0%. FPCU also leads on rating (4.7 vs 1.4) and update cadence (monthly vs every 18 months). First Class Community Mobile's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FPCU holds the better App Store score, 4.7 against 1.4. That said, the two scores are not equally well evidenced: FPCU has 787 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 50% of FPCU's written reviews are positive against 0% of First Class Community Mobile's.

FPCU ships an update monthly, First Class Community Mobile every 18 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | FPCU | First Class Community Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (787 ratings)](https://appshunter.io/ios/app/fpcu-ia/id1618783885/reviews)** | [1.4 (10 ratings)](https://appshunter.io/ios/app/first-class-community-mobile/id1633436334/reviews) |
| Number of ratings | **787** | 10 |
| Positive reviews | **50.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 18 months |
| Monetization | Ad-supported | **Free** |
| Size | 196 MB | 6 MB |
| Requires iOS | 18.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Financial Plus Credit Union (IA)](https://appshunter.io/developer/575348299) | [First Class Community Credit Union](https://appshunter.io/developer/999527589) |

## What reviewers say

### FPCU

[App page](https://appshunter.io/ios/app/fpcu-ia/id1618783885)

Aggregate all your financial accounts from various institutions into one place. Manage your money with tools for transaction organization, alerts, payments, transfers, and mobile check deposits. Secure your account with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### First Class Community Mobile

[App page](https://appshunter.io/ios/app/first-class-community-mobile/id1633436334)

Manage your finances conveniently from your mobile device. Check balances, view transactions, deposit checks remotely, pay bills, and transfer funds between accounts securely.

**Highlights:** Account balance checks, Recent transaction viewing, Remote check deposit, Bill payment, Inter-account transfers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FPCU free?

FPCU is free to download, with no in-app purchases.

### Is First Class Community Mobile free?

First Class Community Mobile is free to download, with no in-app purchases.

### Which has better reviews, FPCU or First Class Community Mobile?

FPCU is rated higher. FPCU averages 4.7 out of 5 from 787 ratings, while First Class Community Mobile averages 1.4 from 10 ratings.

### Do FPCU or First Class Community Mobile have ads?

Neither FPCU nor First Class Community Mobile shows ads.

### Which is updated more often, FPCU or First Class Community Mobile?

FPCU ships an update monthly, and First Class Community Mobile every 18 months. Most recently, FPCU was updated on October 25, 2026 and First Class Community Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*