# FPCU vs Plus Credit Union

FPCU and Plus Credit Union both sit at 4.7 stars, but that hides the real split: 100% of Plus Credit Union's written reviews are positive against 50% of FPCU's. Plus Credit Union also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for FPCU against 4.8 for Plus Credit Union. Both are backed by a comparable volume of ratings — 795 and 596 respectively. Written reviews are what separate them: 50% of FPCU's written reviews are positive against 100% of Plus Credit Union's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | FPCU | Plus Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (795 ratings)](https://appshunter.io/ios/app/fpcu-ia/id1618783885/reviews) | **[4.8 (596 ratings)](https://appshunter.io/ios/app/plus-credit-union-pluslive/id6484320073/reviews)** |
| Number of ratings | **795** | 596 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 196 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [Financial Plus Credit Union (IA)](https://appshunter.io/developer/575348299) | [Plus Credit Union](https://appshunter.io/developer/540766011) |

## What reviewers say

### FPCU

[App page](https://appshunter.io/ios/app/fpcu-ia/id1618783885)

Aggregate all your financial accounts from various institutions into one place. Manage your money with tools for transaction organization, alerts, payments, transfers, and mobile check deposits. Secure your account with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### Plus Credit Union

[App page](https://appshunter.io/ios/app/plus-credit-union-pluslive/id6484320073)

Manage your finances conveniently and securely. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks instantly, reorder or disable debit cards, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Reorder or turn off debit cards, View and save monthly statements, Find branches and ATMs, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FPCU free?

FPCU is free to download, with no in-app purchases.

### Is Plus Credit Union free?

Plus Credit Union is free to download, with no in-app purchases.

### Which has better reviews, FPCU or Plus Credit Union?

Plus Credit Union is rated higher. FPCU averages 4.7 out of 5 from 795 ratings, while Plus Credit Union averages 4.8 from 596 ratings.

### Do FPCU or Plus Credit Union have ads?

Neither FPCU nor Plus Credit Union shows ads.

### Which is updated more often, FPCU or Plus Credit Union?

FPCU ships an update monthly, and Plus Credit Union monthly. Most recently, FPCU was updated on November 12, 2026 and Plus Credit Union on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*