# MCB SmartApprove vs MySEM

The clearest difference is update cadence: MCB SmartApprove at every 4 weeks against MySEM's every 14 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCB SmartApprove ships an update every 4 weeks, MySEM every 14 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | MCB SmartApprove | MySEM |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 14 months |
| Size | 124 MB | 143 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [MCB GROUP Limited](https://appshunter.io/developer/1449589204) | [Securities & Trading Technology](https://appshunter.io/developer/1654774985) |

## What reviewers say

### MCB SmartApprove

[App page](https://appshunter.io/ios/app/mcb-smartapprove/id1618948834)

**Features:** Apple Wallet

**In-app purchases:** none


### MySEM

[App page](https://appshunter.io/ios/app/mysem/id1660606438)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCB SmartApprove free?

MCB SmartApprove is free to download, with no in-app purchases.

### Is MySEM free?

MySEM is free to download, with no in-app purchases.

### Do MCB SmartApprove or MySEM have ads?

Neither MCB SmartApprove nor MySEM shows ads.

### Which is updated more often, MCB SmartApprove or MySEM?

MCB SmartApprove ships an update every 4 weeks, and MySEM every 14 months. Most recently, MCB SmartApprove was updated on September 17, 2026 and MySEM on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*