# MCB SmartApprove vs BCP ebanking

The clearest difference is update cadence: MCB SmartApprove at every 4 weeks against BCP ebanking's every 3 months. MCB SmartApprove also leads on iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MCB SmartApprove ships an update every 4 weeks, BCP ebanking every 3 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MCB SmartApprove | BCP ebanking |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 3 months |
| Size | 124 MB | 5 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MCB GROUP Limited](https://appshunter.io/developer/1449589204) | [Banque de Commerce et de Placements SA](https://appshunter.io/developer/1704659646) |

## What reviewers say

### MCB SmartApprove

[App page](https://appshunter.io/ios/app/mcb-smartapprove/id1618948834)

**Features:** Apple Wallet

**In-app purchases:** none


### BCP ebanking

[App page](https://appshunter.io/ios/app/bcp-ebanking/id6469513529)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MCB SmartApprove free?

MCB SmartApprove is free to download, with no in-app purchases.

### Is BCP ebanking free?

BCP ebanking is free to download, with no in-app purchases.

### Do MCB SmartApprove or BCP ebanking have ads?

Neither MCB SmartApprove nor BCP ebanking shows ads.

### Which is updated more often, MCB SmartApprove or BCP ebanking?

MCB SmartApprove ships an update every 4 weeks, and BCP ebanking every 3 months. Most recently, MCB SmartApprove was updated on October 24, 2026 and BCP ebanking on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*