# MCB SmartApprove vs BudgetFlowly

The clearest difference is in-app purchases: MCB SmartApprove at none against BudgetFlowly's 2. MCB SmartApprove also leads on ads (none vs shown). BudgetFlowly's advantage is update cadence (weekly vs every 4 weeks). On price, device support and iOS requirement there is nothing between them.

Both are free to download. BudgetFlowly sells 2 in-app purchases, starting at $4.99 per month. MCB SmartApprove asks for nothing beyond the download.

MCB SmartApprove ships an update every 4 weeks, BudgetFlowly weekly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | MCB SmartApprove | BudgetFlowly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Weekly** |
| Size | 124 MB | 43 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MCB GROUP Limited](https://appshunter.io/developer/1449589204) | [Tony AI](https://appshunter.io/developer/1771887878) |

## What reviewers say

### MCB SmartApprove

[App page](https://appshunter.io/ios/app/mcb-smartapprove/id1618948834)

**Features:** Apple Wallet

**In-app purchases:** none


### BudgetFlowly

[App page](https://appshunter.io/ios/app/budgetflowly-budget-tracker/id6791685725)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| BudgetFlowly Plus Monthly | $4.99 | per month |
| BudgetFlowly Plus Annual | $29.99 | per year |


## Frequently asked questions

### Is MCB SmartApprove free?

MCB SmartApprove is free to download, with no in-app purchases.

### Is BudgetFlowly free?

BudgetFlowly is free to download, with in-app purchases available.

### Do MCB SmartApprove or BudgetFlowly have ads?

BudgetFlowly shows ads; MCB SmartApprove does not.

### Which is updated more often, MCB SmartApprove or BudgetFlowly?

MCB SmartApprove ships an update every 4 weeks, and BudgetFlowly weekly. Most recently, MCB SmartApprove was updated on November 3, 2026 and BudgetFlowly on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*