# Mesh Payments vs Ramp

The clearest difference is review sentiment: Ramp at 71% against Mesh Payments's 22%. Ramp also leads on rating (4.9 vs 3.7) and update cadence (every 5 days vs every 5 months). Mesh Payments's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ramp holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Ramp has 48K ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 22% of Mesh Payments's written reviews are positive against 71% of Ramp's.

Mesh Payments ships an update every 5 months, Ramp every 5 days. The most recent releases landed on October 21, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Mesh Payments | Ramp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (29 ratings)](https://appshunter.io/ios/app/mesh-payments/id1619337620/reviews) | **[4.9 (48K ratings)](https://appshunter.io/ios/app/ramp/id1628197245/reviews)** |
| Number of ratings | 29 | **48K** |
| Positive reviews | 22.2% of reviews | **70.8% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Best chart rank | — | **#89** |
| Size | 13 MB | 297 MB |
| Requires iOS | **16.4** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mesh Technologies Ltd.](https://appshunter.io/developer/1634170629) | [Ramp Business Corporation](https://appshunter.io/developer/1627288960) |

## What reviewers say

### Mesh Payments

[App page](https://appshunter.io/ios/app/mesh-payments/id1619337620)

Manage company expenses and payments from anywhere. Request new cards, upload receipts, and gain real-time spend insights. Streamline approvals and sync transactions with your ERP for simplified reconciliation.

**Highlights:** On-the-go spend management, Receipt uploading via photo, Card balance checks, New card requests, Automated approval flows, Real-time spend insights, ERP transaction syncing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Ramp

[App page](https://appshunter.io/ios/app/ramp/id1628197245)

**Currently charting:** #89 Top Free · Finance (US App Store)

This finance automation platform streamlines corporate spending with features like corporate cards, expense management, and bill payments. The mobile app allows users to manage expenses on the go, submit reports, and view transaction history.

**Highlights:** Corporate card management, Expense reporting, Bill payments, Accounting automation, Receipt capture, Spend request management

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Incredible, user-friendly, intuitive, seamless, convenient, efficient, streamlined, and time-saving
- 👍 Easy to use, simple, clean, and well-designed interface
- 🔒 Reliable, secure, and trustworthy
- 💡 Innovative features like virtual cards and receipt matching

**What reviewers complain about**

- 🐛 Bugs, crashes, and compatibility issues with some devices
- 🔍 Limited functionality compared to other expense management tools
- 💰 Forces use of Ramp credit card, which may not be suitable for all businesses
- 📝 Redundant and intrusive feedback requests

**Reported bugs**

- Login issues and cards failing to load
- Receipt upload failures and missing transaction details
- Incompatibility with older iOS devices

**Requested features**

- Ability to add multiple receipts to a single expense report
- Approval functionality within the mobile app
- Support for foreign currency transactions and custom exchange rates
- Customizable expense coding and reporting rules
- Integration with more accounting and ERP systems


## Frequently asked questions

### Is Mesh Payments free?

Mesh Payments is free to download, with no in-app purchases.

### Is Ramp free?

Ramp is free to download, with no in-app purchases.

### Which has better reviews, Mesh Payments or Ramp?

Ramp is rated higher. Mesh Payments averages 3.7 out of 5 from 29 ratings, while Ramp averages 4.9 from 48K ratings.

### Do Mesh Payments or Ramp have ads?

Ramp shows ads; Mesh Payments does not.

### Which is updated more often, Mesh Payments or Ramp?

Mesh Payments ships an update every 5 months, and Ramp every 5 days. Most recently, Mesh Payments was updated on October 21, 2026 and Ramp on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*