# TW Digital vs Insperity Perks+

The clearest difference is rating: TW Digital at 5.0 against Insperity Perks+'s 3.1. TW Digital also leads on iOS requirement (13.4 vs 16.6). Insperity Perks+'s advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TW Digital holds the better App Store score, 5.0 against 3.1. That said, the two scores are not equally well evidenced: Insperity Perks+ has 10 ratings behind it against 2, so its average is the more settled of the two.

TW Digital ships an update every 5 months, Insperity Perks+ every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | TW Digital | Insperity Perks+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tw-digital/id1619347403/reviews)** | [3.1 (10 ratings)](https://appshunter.io/ios/app/insperity-perks-plus/id6448399953/reviews) |
| Number of ratings | 2 | **10** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 37 MB | 61 MB |
| Requires iOS | **13.4** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [TradeWinds, LLC](https://appshunter.io/developer/1619347405) | [Multikrd](https://appshunter.io/developer/1546987858) |

## What reviewers say

### TW Digital

[App page](https://appshunter.io/ios/app/tw-digital/id1619347403)

Connect your smart devices to your client portal to view portfolio balances, holdings, and performance. Stay updated with news and commentary, and easily reach out to a representative.

**Highlights:** Connect smart devices, View portfolio balances, Check performance, Review financial goals, Access news feeds, Contact representative

**Features:** macOS Compatibility

**In-app purchases:** none


### Insperity Perks+

[App page](https://appshunter.io/ios/app/insperity-perks-plus/id6448399953)

This app offers financial solutions and a promotions network to help employees manage their money. Access daily earned wages, banking services, and exclusive deals with cashback and savings.

**Highlights:** Access daily earned wages, Banking services, Promotions network, Cashback offers, Savings opportunities, Enhanced financial flexibility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TW Digital free?

TW Digital is free to download, with no in-app purchases.

### Is Insperity Perks+ free?

Insperity Perks+ is free to download, with no in-app purchases.

### Which has better reviews, TW Digital or Insperity Perks+?

TW Digital is rated higher. TW Digital averages 5.0 out of 5 from 2 ratings, while Insperity Perks+ averages 3.1 from 10 ratings.

### Do TW Digital or Insperity Perks+ have ads?

Neither TW Digital nor Insperity Perks+ shows ads.

### Which is updated more often, TW Digital or Insperity Perks+?

TW Digital ships an update every 5 months, and Insperity Perks+ every 3 weeks. Most recently, TW Digital was updated on November 3, 2026 and Insperity Perks+ on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*