# Expense manager vs SpendWave Expense tracker App

The clearest difference is rating: Expense manager at 5.0 against SpendWave Expense tracker App's 4.8. SpendWave Expense tracker App's advantage is ratings volume (9 vs 1) and update cadence (fortnightly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense manager sells 3 in-app purchases, starting at $1.99 per month and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Expense manager holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SpendWave Expense tracker App has 9 ratings behind it against 1, so its average is the more settled of the two.

Expense manager ships an update monthly, SpendWave Expense tracker App fortnightly. The most recent releases landed on October 15, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Expense manager | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-manager-moneta/id1619363580/reviews)** | [4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews) |
| Number of ratings | 1 | **9** |
| Positive reviews | — | 70.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Freemium | Freemium |
| Size | 25 MB | 19 MB |
| Requires iOS | **17.0** | 17.6 |
| Devices | iPhone | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Aleksandrs Kuskoveckis-Danilovs](https://appshunter.io/developer/1619363582) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Expense manager

[App page](https://appshunter.io/ios/app/expense-manager-moneta/id1619363580)

Effortlessly track income and expenses across multiple accounts to build better financial habits. Gain insights with advanced reports and set personalized targets to achieve your financial goals.

**Highlights:** Log transactions with ease, Manage multiple accounts, Set income and expense targets, Advanced financial reports, Recurring transaction automation, Payment reminders

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium - All Access | $1.99 | per month |
| Premium - All Access | $4.99 | per year |
| Premium - All Access | $6.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Yearly | $8.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Expense manager free?

Expense manager is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Expense manager or SpendWave Expense tracker App?

Expense manager is rated higher. Expense manager averages 5.0 out of 5 from 1 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.

### Do Expense manager or SpendWave Expense tracker App have ads?

Neither Expense manager nor SpendWave Expense tracker App shows ads.

### Which is updated more often, Expense manager or SpendWave Expense tracker App?

Expense manager ships an update monthly, and SpendWave Expense tracker App fortnightly. Most recently, Expense manager was updated on October 15, 2026 and SpendWave Expense tracker App on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*