# GhanaPay Customer vs Circlesplit

The clearest difference is ads: GhanaPay Customer at none against Circlesplit's shown. GhanaPay Customer also leads on iOS requirement (12.0 vs 15.1). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 22, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | GhanaPay Customer | Circlesplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (87 ratings)](https://appshunter.io/ios/app/ghanapay-customer/id1619527051/reviews)** | — |
| Number of ratings | **87** | — |
| Positive reviews | 35.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | Free | — |
| Size | 89 MB | 38 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [GHANA INTERBANK PAYMENT AND SETTLEMENT SYSTEMS LIMITED](https://appshunter.io/developer/1619527053) | [fusionelle consult](https://appshunter.io/developer/1449657615) |

## What reviewers say

### GhanaPay Customer

[App page](https://appshunter.io/ios/app/ghanapay-customer/id1619527051)

A mobile wallet service offering low-cost financial transactions including sending money, bill payments, and airtime purchases. It provides additional features like savings pots, crowdfunding, and sponsored wallets, with USSD access available.

**Highlights:** Send money, Pay bills, Buy airtime, Savings pot, Crowdfunding (susu), USSD access (*707#)

**Features:** macOS Compatibility

**In-app purchases:** none


### Circlesplit

[App page](https://appshunter.io/ios/app/circlesplit/id6460547697)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is GhanaPay Customer free?

GhanaPay Customer is free to download, with no in-app purchases.

### Is Circlesplit free?

Circlesplit is free to download, with no in-app purchases.

### Do GhanaPay Customer or Circlesplit have ads?

Circlesplit shows ads; GhanaPay Customer does not.

### Which is updated more often, GhanaPay Customer or Circlesplit?

GhanaPay Customer ships an update monthly, and Circlesplit monthly. Most recently, GhanaPay Customer was updated on October 22, 2026 and Circlesplit on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*