# TelComm Mobile vs AGCU Banking

TelComm Mobile and AGCU Banking both sit at 4.7 stars, but that hides the real split: 74% of AGCU Banking's written reviews are positive against 15% of TelComm Mobile's. AGCU Banking also leads on ads (none vs shown) and update cadence (monthly vs every 4 months). TelComm Mobile's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for TelComm Mobile against 4.8 for AGCU Banking. Both are backed by a comparable volume of ratings — 611 and 996 respectively. Written reviews are what separate them: 15% of TelComm Mobile's written reviews are positive against 74% of AGCU Banking's.

TelComm Mobile ships an update every 4 months, AGCU Banking monthly. The most recent releases landed on October 23, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | TelComm Mobile | AGCU Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (611 ratings)](https://appshunter.io/ios/app/telcomm-mobile/id1619780789/reviews) | **[4.8 (996 ratings)](https://appshunter.io/ios/app/agcu-banking/id6474629530/reviews)** |
| Number of ratings | 611 | **996** |
| Positive reviews | 15.4% of reviews | **73.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 140 MB | 197 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [TelComm Credit Union](https://appshunter.io/developer/1406481986) | [Assemblies of God Credit Union](https://appshunter.io/developer/533877822) |

## What reviewers say

### TelComm Mobile

[App page](https://appshunter.io/ios/app/telcomm-mobile/id1619780789)

Manage your finances on the go with secure and fast access to your accounts. Check balances, review transactions, transfer funds, and pay bills from your mobile device anytime, anywhere.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ⭐ Long-time member satisfaction
- 👍 App works fine for some users
- 💡 Online banking enrollment mentioned as a solution

**What reviewers complain about**

- 🐛 Frequently won't open
- 🐛 App is unavailable/never works
- 🐛 Crashes immediately on opening
- 🐛 Cannot perform basic functions
- 🐛 Annoying update prompts

**Reported bugs**

- App frequently won't open
- App is always unavailable
- App crashes on launch
- Error message stating functionality is unavailable
- Password reset emails not being sent

**Requested features**

- Allow users to see pending ACH deposits
- Enable clicking on transactions for more info
- Display account number, routing number, and debit card number
- Allow freezing account through the app
- Improve app functionality for bill pay and Zelle setup


### AGCU Banking

[App page](https://appshunter.io/ios/app/agcu-banking/id6474629530)

Manage your finances on the go with this banking app. Organize transactions with tags, notes, and photos, set up balance alerts, and make payments or transfers easily. Deposit checks with a photo, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set up balance alerts, Make payments and transfers, Deposit checks via photo, Manage debit cards, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly design
- 💡 Useful tools like notes and receipt attachments
- 🚀 Convenient mobile deposit feature

**What reviewers complain about**

- 🐛 Perpetual app update issue
- 🤔 Suboptimal iPad layout and truncated transaction details
- ⚠️ Difficulty accessing bill pay

**Reported bugs**

- App not working after software update
- Horizontal orientation not supported on iPad

**Requested features**

- Confirmation number for mobile deposits
- Easier access to bill pay


## Frequently asked questions

### Is TelComm Mobile free?

TelComm Mobile is free to download, with no in-app purchases.

### Is AGCU Banking free?

AGCU Banking is free to download, with no in-app purchases.

### Which has better reviews, TelComm Mobile or AGCU Banking?

AGCU Banking is rated higher. TelComm Mobile averages 4.7 out of 5 from 611 ratings, while AGCU Banking averages 4.8 from 996 ratings.

### Do TelComm Mobile or AGCU Banking have ads?

TelComm Mobile shows ads; AGCU Banking does not.

### Which is updated more often, TelComm Mobile or AGCU Banking?

TelComm Mobile ships an update every 4 months, and AGCU Banking monthly. Most recently, TelComm Mobile was updated on October 23, 2026 and AGCU Banking on October 27, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*