# TelComm Mobile vs Multi

The clearest difference is rating: TelComm Mobile at 4.6 against Multi's 2.0. TelComm Mobile also leads on update cadence (every 4 months vs every 13 months) and ratings volume (36 vs 5). Multi's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TelComm Mobile holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: TelComm Mobile has 36 ratings behind it against 5, so its average is the more settled of the two.

TelComm Mobile ships an update every 4 months, Multi every 13 months. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | TelComm Mobile | Multi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (36 ratings)](https://appshunter.io/ios/app/telcomm-mobile/id1619780789/reviews)** | [2.0 (5 ratings)](https://appshunter.io/ios/app/multi-states-cu-membernet/id6745483768/reviews) |
| Number of ratings | **36** | 5 |
| Positive reviews | 15.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 184 MB | 34 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [TelComm Credit Union](https://appshunter.io/developer/1406481986) | [Multi-States Credit Union](https://appshunter.io/developer/1812470371) |

## What reviewers say

### TelComm Mobile

[App page](https://appshunter.io/ios/app/telcomm-mobile/id1619780789)

Access your financial accounts securely and conveniently from your mobile device. Check balances, transfer funds, and manage your money on the go. Designed for quick and easy financial management anytime, anywhere.

**Highlights:** Secure account access, Check balances, Transfer funds, Manage money on the go, Convenient financial management

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Long-time member satisfaction
- 👍 App works fine for some users
- 💡 Online banking enrollment mentioned as a solution

**What reviewers complain about**

- 🐛 Frequently won't open
- 🐛 App is unavailable/never works
- 🐛 Crashes immediately on opening
- 🐛 Cannot perform basic functions
- 🐛 Annoying update prompts

**Reported bugs**

- App frequently won't open
- App is always unavailable
- App crashes on launch
- Error message stating functionality is unavailable
- Password reset emails not being sent

**Requested features**

- Allow users to see pending ACH deposits
- Enable clicking on transactions for more info
- Display account number, routing number, and debit card number
- Allow freezing account through the app
- Improve app functionality for bill pay and Zelle setup


### Multi

[App page](https://appshunter.io/ios/app/multi-states-cu-membernet/id6745483768)

Manage your credit union accounts from your mobile device. View balances, transaction history, deposit checks remotely, and transfer funds. Securely communicate with staff for all your banking needs.

**Highlights:** View account balances, Transaction history, Remote check deposit, Fund transfers, Secure messaging

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is TelComm Mobile free?

TelComm Mobile is free to download, with no in-app purchases.

### Is Multi free?

Multi is free to download, with no in-app purchases.

### Which has better reviews, TelComm Mobile or Multi?

TelComm Mobile is rated higher. TelComm Mobile averages 4.6 out of 5 from 36 ratings, while Multi averages 2.0 from 5 ratings.

### Do TelComm Mobile or Multi have ads?

Neither TelComm Mobile nor Multi shows ads.

### Which is updated more often, TelComm Mobile or Multi?

TelComm Mobile ships an update every 4 months, and Multi every 13 months. Most recently, TelComm Mobile was updated on November 7, 2026 and Multi on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*