# 小倍养基 vs 兴业证券智达

The clearest difference is in-app purchases: 兴业证券智达 at none against 小倍养基's 2. 小倍养基's advantage is update cadence (every 10 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 小倍养基 sells 2 in-app purchases, starting at $29.99 per 3 months. 兴业证券智达 asks for nothing beyond the download.

小倍养基 ships an update every 10 days, 兴业证券智达 monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | 小倍养基 | 兴业证券智达 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (23 ratings)](https://appshunter.io/ios/app/id1619925506/reviews)** | — |
| Number of ratings | **23** | — |
| Positive reviews | 85.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Freemium | — |
| Size | 65 MB | 114 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Hainan Beifajunhua Management Consulting Co., Ltd.](https://appshunter.io/developer/1619925508) | [兴业证券股份有限公司](https://appshunter.io/developer/496762509) |

## What reviewers say

### 小倍养基

[App page](https://appshunter.io/ios/app/id1619925506)

This app helps you manage your investments by consolidating funds from multiple platforms through screenshot recognition. It offers account diagnostics, performance analysis, and market trend insights. Additionally, it provides various investment tools and a community forum for users to discuss market conditions and learn about investing.

**Highlights:** Screenshot fund consolidation, Account diagnostics, Portfolio and earnings analysis, Fund and industry rankings, Smart regular investing, Fund risk assessment, Investor community forum

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 小倍养基季度会员 | $29.99 | per 3 months |
| 小倍养基年度会员 | $69.99 | per year |


### 兴业证券智达

[App page](https://appshunter.io/ios/app/id6445814819)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 小倍养基 free?

小倍养基 is free to download, with in-app purchases available.

### Is 兴业证券智达 free?

兴业证券智达 is free to download, with no in-app purchases.

### Do 小倍养基 or 兴业证券智达 have ads?

Neither 小倍养基 nor 兴业证券智达 shows ads.

### Which is updated more often, 小倍养基 or 兴业证券智达?

小倍养基 ships an update every 10 days, and 兴业证券智达 monthly. Most recently, 小倍养基 was updated on November 12, 2026 and 兴业证券智达 on November 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*