# eZeel vs State Bank

The clearest difference is rating: State Bank at 3.7 against eZeel's 2.3. State Bank also leads on ratings volume (19 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

State Bank holds the better App Store score, 3.7 against 2.3. That said, the two scores are not equally well evidenced: State Bank has 19 ratings behind it against 3, so its average is the more settled of the two.

eZeel ships an update every 3 weeks, State Bank monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | eZeel | State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (3 ratings)](https://appshunter.io/ios/app/ezeel/id1619928672/reviews) | **[3.7 (19 ratings)](https://appshunter.io/ios/app/state-bank/id6469474361/reviews)** |
| Number of ratings | 3 | **19** |
| Positive reviews | — | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 80 MB | 61 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UnlockFintech LLC](https://appshunter.io/developer/1612659419) | [state bank](https://appshunter.io/developer/703343975) |

## What reviewers say

### eZeel

[App page](https://appshunter.io/ios/app/ezeel/id1619928672)

This app offers a Buy Now, Pay Later (BNPL) service for residents of Bayan-Ölgii aimag, allowing users to split payments for goods and services. It provides a simple, fast, and reliable solution for managing purchases.

**Highlights:** Buy Now, Pay Later service, Split payments for purchases, Simple and fast solution, Reliable payment management, Available in Bayan-Ölgii aimag

**Features:** macOS Compatibility

**In-app purchases:** none


### State Bank

[App page](https://appshunter.io/ios/app/state-bank/id6469474361)

Access 24/7 banking services on your smartphone and tablet. Manage accounts, make transfers, pay bills, and access loans and other financial tools easily and securely.

**Highlights:** Account balance and transaction history, Interbank and intra-bank transfers, Utility and tax payments, Loan calculator and digital loans, ATM and branch locator, Exchange rate information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eZeel free?

eZeel is free to download, with no in-app purchases.

### Is State Bank free?

State Bank is free to download, with no in-app purchases.

### Which has better reviews, eZeel or State Bank?

State Bank is rated higher. eZeel averages 2.3 out of 5 from 3 ratings, while State Bank averages 3.7 from 19 ratings.

### Do eZeel or State Bank have ads?

Neither eZeel nor State Bank shows ads.

### Which is updated more often, eZeel or State Bank?

eZeel ships an update every 3 weeks, and State Bank monthly. Most recently, eZeel was updated on October 27, 2026 and State Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*