# MBT vs FNBDC

The clearest difference is monetization model: MBT at free against FNBDC's ad-supported. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for MBT against 4.9 for FNBDC. Both are backed by a comparable volume of ratings — 126 and 300 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | MBT | FNBDC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (126 ratings)](https://appshunter.io/ios/app/mbt-ga/id1620206916/reviews) | [4.9 (300 ratings)](https://appshunter.io/ios/app/fnbdc/id6741330848/reviews) |
| Number of ratings | 126 | **300** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 172 MB | 178 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Moultrie Bank & Trust](https://appshunter.io/developer/1620206918) | [First National Bank of Decatur County](https://appshunter.io/developer/982285671) |

## What reviewers say

### MBT

[App page](https://appshunter.io/ios/app/mbt-ga/id1620206916)

Manage your finances with this secure and fast personal financial advocate. Organize transactions with tags and notes, set balance alerts, and make payments or transfers easily. Deposit checks, manage your debit card, and access statements and ATM locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card (reorder/turn off), View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### FNBDC

[App page](https://appshunter.io/ios/app/fnbdc/id6741330848)

Manage your finances with this secure and fast personal financial tool. Set up balance alerts, make payments, transfer funds, deposit checks remotely, and view statements. Locate nearby branches and ATMs.

**Highlights:** Balance alerts, Make payments, Transfer money, Mobile check deposit, View statements, ATM/Branch locator, Biometric security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MBT free?

MBT is free to download, with no in-app purchases.

### Is FNBDC free?

FNBDC is free to download, with no in-app purchases.

### Which has better reviews, MBT or FNBDC?

MBT and FNBDC are both rated 4.9 out of 5 on the App Store, from 126 and 300 ratings respectively.

### Do MBT or FNBDC have ads?

Neither MBT nor FNBDC shows ads.

### Which is updated more often, MBT or FNBDC?

MBT ships an update monthly, and FNBDC monthly. Most recently, MBT was updated on September 9, 2026 and FNBDC on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*