# BOG sCoolApp vs Silk Bank

The clearest difference is review sentiment: BOG sCoolApp at 68% against Silk Bank's 18%. BOG sCoolApp also leads on ads (none vs shown) and rating (4.4 vs 4.0). Silk Bank's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BOG sCoolApp holds the better App Store score, 4.4 against 4.0. Both are backed by a comparable volume of ratings — 312 and 119 respectively. Written reviews point the same way: 68% of BOG sCoolApp's written reviews are positive against 18% of Silk Bank's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BOG sCoolApp | Silk Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (312 ratings)](https://appshunter.io/ios/app/bog-scoolapp/id1620383920/reviews)** | [4.0 (119 ratings)](https://appshunter.io/ios/app/silk-bank/id6463405199/reviews) |
| Number of ratings | **312** | 119 |
| Positive reviews | **67.6% of reviews** | 17.6% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 683 MB | 150 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [JSC Bank of Georgia](https://appshunter.io/developer/481662313) | [Silk Technology](https://appshunter.io/developer/1690254007) |

## What reviewers say

### BOG sCoolApp

[App page](https://appshunter.io/ios/app/bog-scoolapp/id1620383920)

This banking app is designed for school students, offering a fun and dynamic way to manage finances. It allows users to top up mobile balances, track card activity, collect money, and send/receive funds. Users can also enjoy daily deals and challenges.

**Highlights:** Top-up mobile balance, Track sCool Card balance and history, Collect money with piggybank, Send, receive, request, or split money, Get daily offers, deals, and discounts, Discover daily challenges

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple money transfer
- 👍 Good for children
- 👍 Good offers

**What reviewers complain about**

- 👎 App doesn't support English
- 👎 Update issues
- 👎 Slow process
- 👎 Glitches and not working
- 👎 SMS code not received

**Reported bugs**

- App update not working
- App is slow
- App doesn't work
- Login issues
- SMS code not received

**Requested features**

- Add other languages (English)
- Add English language option
- Missions to be released faster
- Allow transferring money from piggy bank later
- Add piggy bank or similar feature for children


### Silk Bank

[App page](https://appshunter.io/ios/app/silk-bank/id6463405199)

Manage your finances, transfer money instantly to any bank, and make commission-free payments for utilities and more. Connect with friends through in-app chat for seamless financial discussions and transfers.

**Highlights:** Instant P2P transfers, Commission-free payments, In-app chat with friends, Direct in-chat money transfers, Digital assistant advice

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BOG sCoolApp free?

BOG sCoolApp is free to download, with no in-app purchases.

### Is Silk Bank free?

Silk Bank is free to download, with no in-app purchases.

### Which has better reviews, BOG sCoolApp or Silk Bank?

BOG sCoolApp is rated higher. BOG sCoolApp averages 4.4 out of 5 from 312 ratings, while Silk Bank averages 4.0 from 119 ratings.

### Do BOG sCoolApp or Silk Bank have ads?

Silk Bank shows ads; BOG sCoolApp does not.

### Which is updated more often, BOG sCoolApp or Silk Bank?

BOG sCoolApp ships an update every 2 weeks, and Silk Bank every 2 weeks. Most recently, BOG sCoolApp was updated on October 30, 2026 and Silk Bank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*