# Mobily Pay vs D360 Bank

The clearest difference is rating: Mobily Pay at 4.7 against D360 Bank's 4.5. Mobily Pay also leads on monetization model (free vs ad-supported) and ratings volume (3.6K vs 802). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobily Pay holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 3.6K and 802 respectively. Written reviews split almost evenly too, at 34% and 35% positive.

Mobily Pay ships an update every 2 weeks, D360 Bank every 9 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Mobily Pay | D360 Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** | [4.5 (802 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews) |
| Number of ratings | **3.6K** | 802 |
| Positive reviews | 34.3% of reviews | **35.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 146 MB | 237 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) | [D360 Bank](https://appshunter.io/developer/1667558536) |

## What reviewers say

### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

**Highlights:** Visa card integration, Wallet to wallet transfer, Local and international transfers, SADAD and Mobily payments, Bill payment in one click, Scheduled payments, Send gifts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Transparent fee structure, Personalized customer support, Top-tier security technology

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


## Frequently asked questions

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Which has better reviews, Mobily Pay or D360 Bank?

Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while D360 Bank averages 4.5 from 802 ratings.

### Do Mobily Pay or D360 Bank have ads?

Both Mobily Pay and D360 Bank show ads.

### Which is updated more often, Mobily Pay or D360 Bank?

Mobily Pay ships an update every 2 weeks, and D360 Bank every 9 days. Most recently, Mobily Pay was updated on October 30, 2026 and D360 Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*