# Mobily Pay vs NEO

The clearest difference is ads: NEO at none against Mobily Pay's shown. NEO also leads on monetization model (free vs free with in-app purchases). Mobily Pay's advantage is rating (4.7 vs 4.4) and ratings volume (3.6K vs 214). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobily Pay holds the better App Store score, 4.7 against 4.4. That said, the two scores are not equally well evidenced: Mobily Pay has 3.6K ratings behind it against 214, so its average is the more settled of the two. Written reviews point the same way: 35% of Mobily Pay's written reviews are positive against 32% of NEO's.

Mobily Pay ships an update every 2 weeks, NEO monthly. The most recent releases landed on October 20, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Mobily Pay | NEO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** | [4.4 (214 ratings)](https://appshunter.io/ios/app/neo/id1667738004/reviews) |
| Number of ratings | **3.6K** | 214 |
| Positive reviews | **34.6% of reviews** | 31.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 152 MB | 675 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) | [The Saudi National Bank](https://appshunter.io/developer/517508727) |

## What reviewers say

### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank for daily financial transactions and purchases. It facilitates local and international transfers, bill payments, and SADAD payments with ease.

**Highlights:** Visa card integration, Wallet to wallet transfers, Local bank transfers (SARIE), International transfers, SADAD bill payments, Scheduled payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


### NEO

[App page](https://appshunter.io/ios/app/neo/id1667738004)

This digital banking app allows users to open accounts, transfer money globally with competitive rates, and manage multiple currencies from a single platform. It offers travel cards with exclusive benefits, secure transactions, and a rewards program for purchases.

**Highlights:** Open account in minutes, International money transfers, Multi-currency account management, Travel cards with lounge access and discounts, Earn rewards points (Neons), Secure, bank-grade encryption, Islamic Sharia compliant banking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Is NEO free?

NEO is free to download, with no in-app purchases.

### Which has better reviews, Mobily Pay or NEO?

Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while NEO averages 4.4 from 214 ratings.

### Do Mobily Pay or NEO have ads?

Mobily Pay shows ads; NEO does not.

### Which is updated more often, Mobily Pay or NEO?

Mobily Pay ships an update every 2 weeks, and NEO monthly. Most recently, Mobily Pay was updated on October 20, 2026 and NEO on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*