# Mobily Pay vs STC Bank

The clearest difference is ads: STC Bank at none against Mobily Pay's shown. STC Bank also leads on update cadence (every 5 days vs every 2 weeks) and ratings volume (45K vs 3.6K). Mobily Pay's advantage is monetization model (free vs ad-supported). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Mobily Pay against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 3.6K, so its average is the more settled of the two. Written reviews are what separate them: 34% of Mobily Pay's written reviews are positive against 38% of STC Bank's.

Mobily Pay ships an update every 2 weeks, STC Bank every 5 days. The most recent releases landed on October 30, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Mobily Pay | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.6K ratings)](https://appshunter.io/ios/app/mobily-pay/id1620674097/reviews)** | [4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews) |
| Number of ratings | 3.6K | **45K** |
| Positive reviews | 34.3% of reviews | **38.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 146 MB | 461 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Etihad Digital Financial Company](https://appshunter.io/developer/1575721299) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### Mobily Pay

[App page](https://appshunter.io/ios/app/mobily-pay/id1620674097)

A digital wallet licensed by the Saudi Central Bank, facilitating daily financial transactions, local and international transfers, and bill payments. It offers features like Visa card integration, wallet-to-wallet transfers, and scheduled payments.

**Highlights:** Visa card integration, Wallet to wallet transfer, Local and international transfers, SADAD and Mobily payments, Bill payment in one click, Scheduled payments, Send gifts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Prompt and easy transaction
- 👍 Good service
- 🚀 Wonderful App made easy everything just one click
- 👍 Best Digital Wallet App in Saudi
- 👍 Excellent and value to money

**What reviewers complain about**

- 🐛 App not working
- 🐛 Slow app
- 🐛 Worst interface
- 🐛 App crashes
- 🐛 Visa not working

**Reported bugs**

- OTP not received
- Visa and Mastercard not accepted
- Frequent app crashes
- Slow app performance
- Registration issues

**Requested features**

- Introduce Mada prepaid card
- Add Sadad bills payment
- Improve international beneficiaries details
- Add mobile recharge options
- Integrate with Mobily account for bill payment and recharge


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is Mobily Pay free?

Mobily Pay is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, Mobily Pay or STC Bank?

Mobily Pay is rated higher. Mobily Pay averages 4.7 out of 5 from 3.6K ratings, while STC Bank averages 4.7 from 45K ratings.

### Do Mobily Pay or STC Bank have ads?

Mobily Pay shows ads; STC Bank does not.

### Which is updated more often, Mobily Pay or STC Bank?

Mobily Pay ships an update every 2 weeks, and STC Bank every 5 days. Most recently, Mobily Pay was updated on October 30, 2026 and STC Bank on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*