# NayaPay vs digiBOP

The clearest difference is rating: NayaPay at 4.7 against digiBOP's 1.1. NayaPay also leads on review sentiment (32% vs 2%) and ratings volume (1.1K vs 12). digiBOP's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NayaPay holds the better App Store score, 4.7 against 1.1. That said, the two scores are not equally well evidenced: NayaPay has 1.1K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 32% of NayaPay's written reviews are positive against 2% of digiBOP's.

NayaPay ships an update every 2 weeks, digiBOP monthly. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | NayaPay | digiBOP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/nayapay/id1621286305/reviews)** | [1.1 (12 ratings)](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681/reviews) |
| Number of ratings | **1.1K** | 12 |
| Positive reviews | **31.6% of reviews** | 1.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 371 MB | 187 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [NAYAPAY (PVT.) LIMITED](https://appshunter.io/developer/1621286307) | [The Bank Of Punjab](https://appshunter.io/developer/1263385376) |

## What reviewers say

### NayaPay

[App page](https://appshunter.io/ios/app/nayapay/id1621286305)

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

**Highlights:** Send and receive money instantly, Pay bills from hundreds of merchants, Receive global remittances, Free virtual and physical Visa debit cards, Mobile top-ups and bundles, In-app chat for payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Best and fast
- 👍 Excellent Banking App
- 👍 Must Have
- 👍 Amazing..! Keep the good work up
- 👍 The very best out there!

**What reviewers complain about**

- 💰 Scammers. Non-transparent fees.
- 🐢 Slow and rude team
- 🚫 Not being able to receive OTP
- 🚫 Account Blocked — No Response from Support
- 💰 Nayapay is a Scam..Scammers

**Reported bugs**

- Transaction history and the screenshot
- Crashes when i try to authenticate.
- Not being able to pay my Utility bills

**Requested features**

- Add card support for Apple Pay wallet
- Previous screen shot option and transaction history has the full details of sender but now its hide so we cant see the account no and other this in history or in SS so please chnage the ss system or do the previous one which is perfect 👍
- Nayapay also should add personal loans option
- Utility bills ?


### digiBOP

[App page](https://appshunter.io/ios/app/digibop-simplespeedysecure/id1633409681)

Manage your everyday banking needs conveniently and securely from anywhere. This app allows for easy fund transfers, bill payments, mobile recharges, and account management. You can also activate and manage your debit cards, find nearby ATMs, and access exclusive discounts.

**Highlights:** Funds Transfer (own accounts, BOP, other banks, wallets), Bill Payments (utilities, credit cards, online shopping, government), Mobile Recharge/Top-up, Account Information & Transaction History, Debit Card Management (activate, lock/unlock), Locate ATMs and Branches, Secure Touch ID Login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Nice and good bank

**What reviewers complain about**

- 😞 Unable to sign up
- 😞 OTP issues (disappears, not typeable, not received)
- 😞 Login problems (tough, errors, profile locked)
- 😞 App crashes frequently
- 😞 Poor customer service

**Reported bugs**

- OTP disappears automatically
- OTP cannot be typed or pasted
- OTP not received
- App crashes on startup
- Login screen freezes or shows errors

**Requested features**

- Update app
- Fix OTP issues
- Improve login process
- Improve customer service
- Fix bugs and errors


## Frequently asked questions

### Is NayaPay free?

NayaPay is free to download, with no in-app purchases.

### Is digiBOP free?

digiBOP is free to download, with no in-app purchases.

### Which has better reviews, NayaPay or digiBOP?

NayaPay is rated higher. NayaPay averages 4.7 out of 5 from 1.1K ratings, while digiBOP averages 1.1 from 12 ratings.

### Do NayaPay or digiBOP have ads?

Neither NayaPay nor digiBOP shows ads.

### Which is updated more often, NayaPay or digiBOP?

NayaPay ships an update every 2 weeks, and digiBOP monthly. Most recently, NayaPay was updated on September 25, 2026 and digiBOP on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*