# NayaPay vs PostEx. PayLater

NayaPay and PostEx. PayLater are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NayaPay ships an update fortnightly, PostEx. PayLater every 3 weeks. The most recent releases landed on October 16, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | NayaPay | PostEx. PayLater |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/nayapay/id1621286305/reviews)** | — |
| Number of ratings | **1.1K** | — |
| Positive reviews | 31.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 370 MB | 41 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [NAYAPAY (PVT.) LIMITED](https://appshunter.io/developer/1621286307) | [POSTEX PTE LTD](https://appshunter.io/developer/1664035974) |

## What reviewers say

### NayaPay

[App page](https://appshunter.io/ios/app/nayapay/id1621286305)

Manage all your finances in one place. Send money, pay bills, receive international remittances, and shop worldwide with a free Visa debit card. Get started instantly with no hidden fees.

**Highlights:** Send and receive money instantly, Pay bills from hundreds of merchants, Receive global remittances, Free virtual and physical Visa debit cards, Mobile top-ups and bundles, In-app chat for payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Best and fast
- 👍 Excellent Banking App
- 👍 Must Have
- 👍 Amazing..! Keep the good work up
- 👍 The very best out there!

**What reviewers complain about**

- 💰 Scammers. Non-transparent fees.
- 🐢 Slow and rude team
- 🚫 Not being able to receive OTP
- 🚫 Account Blocked — No Response from Support
- 💰 Nayapay is a Scam..Scammers

**Reported bugs**

- Transaction history and the screenshot
- Crashes when i try to authenticate.
- Not being able to pay my Utility bills

**Requested features**

- Add card support for Apple Pay wallet
- Previous screen shot option and transaction history has the full details of sender but now its hide so we cant see the account no and other this in history or in SS so please chnage the ss system or do the previous one which is perfect 👍
- Nayapay also should add personal loans option
- Utility bills ?


### PostEx. PayLater

[App page](https://appshunter.io/ios/app/postex-paylater/id6766492442)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NayaPay free?

NayaPay is free to download, with no in-app purchases.

### Is PostEx. PayLater free?

PostEx. PayLater is free to download, with no in-app purchases.

### Do NayaPay or PostEx. PayLater have ads?

Neither NayaPay nor PostEx. PayLater shows ads.

### Which is updated more often, NayaPay or PostEx. PayLater?

NayaPay ships an update fortnightly, and PostEx. PayLater every 3 weeks. Most recently, NayaPay was updated on October 16, 2026 and PostEx. PayLater on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*