# VYBE by BPI vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against VYBE by BPI's 1.0. BDO Pay also leads on review sentiment (31% vs 0%) and ratings volume (1.2K vs 56). VYBE by BPI's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (12 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: BDO Pay has 1.2K ratings behind it against 56, so its average is the more settled of the two. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 31% of BDO Pay's.

VYBE by BPI ships an update every 5 weeks, BDO Pay monthly. The most recent releases landed on September 10, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | VYBE by BPI | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (56 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 56 | **1.2K** |
| Positive reviews | 0.0% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 118 MB | 574 MB |
| Requires iOS | **12** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, VYBE by BPI or BDO Pay?

BDO Pay is rated higher. VYBE by BPI averages 1.0 out of 5 from 56 ratings, while BDO Pay averages 4.8 from 1.2K ratings.

### Do VYBE by BPI or BDO Pay have ads?

Neither VYBE by BPI nor BDO Pay shows ads.

### Which is updated more often, VYBE by BPI or BDO Pay?

VYBE by BPI ships an update every 5 weeks, and BDO Pay monthly. Most recently, VYBE by BPI was updated on September 10, 2026 and BDO Pay on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*