# VYBE by BPI vs My CBC App

The clearest difference is rating: My CBC App at 3.2 against VYBE by BPI's 1.0. My CBC App also leads on review sentiment (29% vs 0%) and update cadence (every 2 weeks vs every 5 weeks). VYBE by BPI's advantage is ratings volume (57 vs 19) and iOS requirement (12 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My CBC App holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 57 and 19 respectively. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 29% of My CBC App's.

VYBE by BPI ships an update every 5 weeks, My CBC App every 2 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | VYBE by BPI | My CBC App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) | **[3.2 (19 ratings)](https://appshunter.io/ios/app/my-cbc-app/id6465135914/reviews)** |
| Number of ratings | **57** | 19 |
| Positive reviews | 0.0% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 118 MB | 420 MB |
| Requires iOS | **12** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [China Banking Corporation](https://appshunter.io/developer/620243110) |

## What reviewers say

### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


### My CBC App

[App page](https://appshunter.io/ios/app/my-cbc-app/id6465135914)

Manage your banking needs with this app, offering seamless transactions, account management, and secure payments. Open new accounts, deposit checks, and send remittances conveniently from your device.

**Highlights:** Online account application, Account management and eStatements, Money transfers (local and InstaPay/PESONet), Bill payments with recurring options, QR code payments and generation, Mobile check deposit with status tracking, Remittance services, Biometric and passcode security

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Is My CBC App free?

My CBC App is free to download, with no in-app purchases.

### Which has better reviews, VYBE by BPI or My CBC App?

My CBC App is rated higher. VYBE by BPI averages 1.0 out of 5 from 57 ratings, while My CBC App averages 3.2 from 19 ratings.

### Do VYBE by BPI or My CBC App have ads?

Neither VYBE by BPI nor My CBC App shows ads.

### Which is updated more often, VYBE by BPI or My CBC App?

VYBE by BPI ships an update every 5 weeks, and My CBC App every 2 weeks. Most recently, VYBE by BPI was updated on November 4, 2026 and My CBC App on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*