# VYBE by BPI vs Security Bank App

The clearest difference is rating: Security Bank App at 4.2 against VYBE by BPI's 1.0. Security Bank App also leads on review sentiment (37% vs 0%) and update cadence (every 2 weeks vs every 5 weeks). VYBE by BPI's advantage is iOS requirement (12 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Security Bank App holds the better App Store score, 4.2 against 1.0. Both are backed by a comparable volume of ratings — 57 and 240 respectively. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 37% of Security Bank App's.

VYBE by BPI ships an update every 5 weeks, Security Bank App every 2 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | VYBE by BPI | Security Bank App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) | **[4.2 (240 ratings)](https://appshunter.io/ios/app/security-bank-app/id6476122865/reviews)** |
| Number of ratings | 57 | **240** |
| Positive reviews | 0.0% of reviews | **36.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 118 MB | 113 MB |
| Requires iOS | **12** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Security Bank Corporation](https://appshunter.io/developer/977294211) |

## What reviewers say

### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


### Security Bank App

[App page](https://appshunter.io/ios/app/security-bank-app/id6476122865)

Manage your finances with this comprehensive banking application. It offers features like quick balance checks, simplified bill payments, and secure money transfers. You can also control your credit cards, open savings accounts, and make cardless withdrawals.

**Highlights:** Quick Balance check, Simplified Bills Payment, Transfer Money (InstaPay), Card Control (lock/unlock, budget alerts), Open eSecure Savings accounts, eGiveCash (cardless withdrawals), Mobile Top-Up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and sleek app
- 🚀 Real-time transactions and credit card updates
- 👍 Better than previous version

**What reviewers complain about**

- 🐛 Unable to register/login
- 🐛 OTP issues, especially for international numbers
- 🐛 Incorrect information errors
- 🐛 Bugs and glitches
- 🐛 Cooldown period for transactions

**Reported bugs**

- Keyboard not popping up for OTP input
- Notification settings issue for PIN setup
- Incorrect country code icon for USA
- Login issues after registration

**Requested features**

- Transaction descriptions (e.g., store names)
- Email notifications for successful fund transfers


## Frequently asked questions

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Is Security Bank App free?

Security Bank App is free to download, with no in-app purchases.

### Which has better reviews, VYBE by BPI or Security Bank App?

Security Bank App is rated higher. VYBE by BPI averages 1.0 out of 5 from 57 ratings, while Security Bank App averages 4.2 from 240 ratings.

### Do VYBE by BPI or Security Bank App have ads?

Neither VYBE by BPI nor Security Bank App shows ads.

### Which is updated more often, VYBE by BPI or Security Bank App?

VYBE by BPI ships an update every 5 weeks, and Security Bank App every 2 weeks. Most recently, VYBE by BPI was updated on October 20, 2026 and Security Bank App on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*