# VYBE by BPI vs Tarsi

The clearest difference is review sentiment: Tarsi at 86% against VYBE by BPI's 0%. Tarsi also leads on rating (5.0 vs 1.0) and update cadence (every 2 days vs every 5 weeks). VYBE by BPI's advantage is in-app purchases (none vs 5) and ratings volume (57 vs 3). On price, ads and device support there is nothing between them.

Both are free to download. Tarsi sells 5 in-app purchases, starting at $1.99 per month. VYBE by BPI asks for nothing beyond the download.

Tarsi holds the better App Store score, 5.0 against 1.0. That said, the two scores are not equally well evidenced: VYBE by BPI has 57 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of VYBE by BPI's written reviews are positive against 86% of Tarsi's.

VYBE by BPI ships an update every 5 weeks, Tarsi every 2 days. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | VYBE by BPI | Tarsi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (57 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/tarsi-budget-tracker/id6760278399/reviews)** |
| Number of ratings | **57** | 3 |
| Positive reviews | 0.0% of reviews | **85.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 days** |
| Monetization | **Free** | Paid |
| Size | 118 MB | 97 MB |
| Requires iOS | **12** | 16.4 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) | [Bryl Kezter Lim](https://appshunter.io/developer/1609198408) |

## What reviewers say

### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


### Tarsi

[App page](https://appshunter.io/ios/app/tarsi-budget-tracker/id6760278399)

Track expenses, income, and investments in one place. Voice commands and OCR receipt scanning simplify logging. Forecast cash flow, set budgets, and manage savings goals with clear visual breakdowns.

**Highlights:** Expense and income tracking, Investment account monitoring, Voice-activated logging, OCR receipt scanning, Cash flow forecasting, Budget and savings goal management, Multiple user profiles

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Tarsi Cloud Monthly | $1.99 | per month |
| Tarsi Pro Monthly | $2.99 | per month |
| Tarsi Cloud Yearly | $19.99 | per year |
| Tarsi Pro Yearly | $29.99 | per year |
| Tarsi Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Is Tarsi free?

Tarsi is free to download, with in-app purchases available.

### Which has better reviews, VYBE by BPI or Tarsi?

Tarsi is rated higher. VYBE by BPI averages 1.0 out of 5 from 57 ratings, while Tarsi averages 5.0 from 3 ratings.

### Do VYBE by BPI or Tarsi have ads?

Neither VYBE by BPI nor Tarsi shows ads.

### Which is updated more often, VYBE by BPI or Tarsi?

VYBE by BPI ships an update every 5 weeks, and Tarsi every 2 days. Most recently, VYBE by BPI was updated on October 27, 2026 and Tarsi on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*