# PayEva vs Topratepay

The clearest difference is update cadence: PayEva at every 5 weeks against Topratepay's every 14 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayEva ships an update every 5 weeks, Topratepay every 14 months. The most recent releases landed on October 8, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | PayEva | Topratepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/payeva/id1621491260/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 14 months |
| Monetization | Free | Free |
| Size | 76 MB | 40 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [TORUS TECHNOLOGY LLC](https://appshunter.io/developer/1621491262) | [Toprate Mutual Finance Limited](https://appshunter.io/developer/1721694755) |

## What reviewers say

### PayEva

[App page](https://appshunter.io/ios/app/payeva/id1621491260)

Send money and cryptocurrency globally with a secure, all-in-one digital payment solution. Manage your crypto assets and connect your bank account for seamless financial transactions.

**Highlights:** Global money transfers, Crypto asset management, Bank account connection, Digital payment tools, Fast transfers, Crypto wallets

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Topratepay

[App page](https://appshunter.io/ios/app/topratepay/id6474469336)

Easily and securely send money to friends and family with this intuitive mobile app. Enjoy swift, reliable transactions with bank-level security and real-time notifications. Designed for simplicity, it accommodates various payment methods for a worry-free experience.

**Highlights:** Effortless money transfers, Instant transaction speed, Bank-level security encryption, Real-time transfer notifications, User-friendly interface, Multiple payment method support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayEva free?

PayEva is free to download, with no in-app purchases.

### Is Topratepay free?

Topratepay is free to download, with no in-app purchases.

### Do PayEva or Topratepay have ads?

Neither PayEva nor Topratepay shows ads.

### Which is updated more often, PayEva or Topratepay?

PayEva ships an update every 5 weeks, and Topratepay every 14 months. Most recently, PayEva was updated on October 8, 2026 and Topratepay on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*