# Villa vs Oriental Bank

The clearest difference is rating: Oriental Bank at 4.9 against Villa's 3.0. Oriental Bank also leads on ratings volume (23K vs 2) and update cadence (monthly vs every 5 months). Villa's advantage is iOS requirement (13.5 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oriental Bank holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 2, so its average is the more settled of the two.

Villa ships an update every 5 months, Oriental Bank monthly. The most recent releases landed on October 10, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Villa | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/villa-coop/id1621756582/reviews) | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 2 | **23K** |
| Positive reviews | — | 82.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | Free | Free |
| Size | 7 MB | 120 MB |
| Requires iOS | **13.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cooperativa de Ahorro y Credito Villa-Coop Agustin Burgos Rivera](https://appshunter.io/developer/1621756585) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### Villa

[App page](https://appshunter.io/ios/app/villa-coop/id1621756582)

Access your cooperative accounts securely from your mobile device. View balances, transaction history, make transfers, and pay bills. Requires enrollment in Home Banking.

**Highlights:** Account balance and details, Loan and certificate information, Credit and debit card details, Inter-account transfers, Bill and loan payments, Transaction history, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is Villa free?

Villa is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, Villa or Oriental Bank?

Oriental Bank is rated higher. Villa averages 3.0 out of 5 from 2 ratings, while Oriental Bank averages 4.9 from 23K ratings.

### Do Villa or Oriental Bank have ads?

Neither Villa nor Oriental Bank shows ads.

### Which is updated more often, Villa or Oriental Bank?

Villa ships an update every 5 months, and Oriental Bank monthly. Most recently, Villa was updated on October 10, 2026 and Oriental Bank on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*