# Umee vs SHB SAHA

The clearest difference is rating: Umee at 4.4 against SHB SAHA's 3.2. Umee also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (11.0 vs 13.0). SHB SAHA's advantage is ratings volume (65 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Umee holds the better App Store score, 4.4 against 3.2. That said, the two scores are not equally well evidenced: SHB SAHA has 65 ratings behind it against 5, so its average is the more settled of the two.

Umee ships an update weekly, SHB SAHA every 3 weeks. The most recent releases landed on September 20, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Umee | SHB SAHA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (5 ratings)](https://appshunter.io/ios/app/umee/id1622364947/reviews)** | [3.2 (65 ratings)](https://appshunter.io/ios/app/shb-saha/id1661457183/reviews) |
| Number of ratings | 5 | **65** |
| Positive reviews | — | 26.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 243 MB | 263 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Kienlongbank](https://appshunter.io/developer/1374184882) | [SAI GON - HA NOI COMMECIAL JOINT STOCK BANK](https://appshunter.io/developer/1251278575) |

## What reviewers say

### Umee

[App page](https://appshunter.io/ios/app/umee/id1622364947)

Experience a modern, user-friendly digital banking platform designed for the digital generation. Manage accounts, make payments, and access customer support 24/7, all from your mobile device. Enjoy a seamless and convenient financial experience without visiting a branch.

**Highlights:** Biometric login and transaction authentication, Bill payments for various services, Mobile top-ups and scratch card purchases, Multiple transfer methods, Open and manage savings accounts, Account and card management, In-app chat and 24/7 customer support

**Features:** macOS Compatibility

**In-app purchases:** none


### SHB SAHA

[App page](https://appshunter.io/ios/app/shb-saha/id1661457183)

This secure digital banking platform offers a seamless experience for managing your finances. It provides tools for personal financial management, comprehensive payment options, and features for saving, lending, and investment to help you reach your financial goals.

**Highlights:** Secure banking interactions, Personal financial management tools, Comprehensive payment methods, Saving, lending, and investment features, Personalized banking experiences, Offers and promotions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Umee free?

Umee is free to download, with no in-app purchases.

### Is SHB SAHA free?

SHB SAHA is free to download, with no in-app purchases.

### Which has better reviews, Umee or SHB SAHA?

Umee is rated higher. Umee averages 4.4 out of 5 from 5 ratings, while SHB SAHA averages 3.2 from 65 ratings.

### Do Umee or SHB SAHA have ads?

Neither Umee nor SHB SAHA shows ads.

### Which is updated more often, Umee or SHB SAHA?

Umee ships an update weekly, and SHB SAHA every 3 weeks. Most recently, Umee was updated on September 20, 2026 and SHB SAHA on October 20, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*