# UBCIPAY vs BTK PAY

The clearest difference is update cadence: UBCIPAY at every 3 weeks against BTK PAY's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBCIPAY ships an update every 3 weeks, BTK PAY every 4 months. The most recent releases landed on September 12, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | UBCIPAY | BTK PAY |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Size | 78 MB | 100 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE](https://appshunter.io/developer/614360800) | [BTK BPCE](https://appshunter.io/developer/985626100) |

## What reviewers say

### UBCIPAY

[App page](https://appshunter.io/ios/app/ubcipay/id1622845040)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BTK PAY

[App page](https://appshunter.io/ios/app/btk-pay/id1668300965)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBCIPAY free?

UBCIPAY is free to download, with no in-app purchases.

### Is BTK PAY free?

BTK PAY is free to download, with no in-app purchases.

### Do UBCIPAY or BTK PAY have ads?

Neither UBCIPAY nor BTK PAY shows ads.

### Which is updated more often, UBCIPAY or BTK PAY?

UBCIPAY ships an update every 3 weeks, and BTK PAY every 4 months. Most recently, UBCIPAY was updated on September 12, 2026 and BTK PAY on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*