# UBCIPAY vs ATB Pay

The clearest difference is update cadence: ATB Pay at weekly against UBCIPAY's every 3 weeks. ATB Pay also leads on iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBCIPAY ships an update every 3 weeks, ATB Pay weekly. The most recent releases landed on September 12, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | UBCIPAY | ATB Pay |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 78 MB | 76 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UNION BANCAIRE POUR LE COMMERCE ET L'INDUSTRIE](https://appshunter.io/developer/614360800) | [ARAB TUNISIAN BANK](https://appshunter.io/developer/1150361407) |

## What reviewers say

### UBCIPAY

[App page](https://appshunter.io/ios/app/ubcipay/id1622845040)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ATB Pay

[App page](https://appshunter.io/ios/app/atb-pay/id6443559418)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UBCIPAY free?

UBCIPAY is free to download, with no in-app purchases.

### Is ATB Pay free?

ATB Pay is free to download, with no in-app purchases.

### Do UBCIPAY or ATB Pay have ads?

Neither UBCIPAY nor ATB Pay shows ads.

### Which is updated more often, UBCIPAY or ATB Pay?

UBCIPAY ships an update every 3 weeks, and ATB Pay weekly. Most recently, UBCIPAY was updated on September 12, 2026 and ATB Pay on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*